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Zacks Company Profile for Banco Bilbao Viscaya Argentaria S.A. (BBVA : NYSE)

• Company Description    Banco Bilbao Vizcaya is engaged in a wide variety of banking, financial and related activities in Spain. Number of Employees: 125,916

• Price / Volume Information    Yesterday's Closing Price: $22.73 Daily Weekly Monthly 20 Day Moving Average: 2,333,067 shares Shares Outstanding: 5,763.29 (millions) Market Capitalization: $130,999.48 (millions) Beta: 0.80 52 Week High: $26.20 52 Week Low: $11.59 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -6.77% -5.35% 12 Week 11.42% 7.62% Year To Date -2.49% -2.36%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL Calle Azul 4 - Madrid,U3 28050 ESP ph: 34-91-537-7000 fax: 34-91-537-6766 inversoresbbva@bbva.com http://www.bbva.com

• General Corporate Information    Officers Onur Genc - Chief Executive Officer Carlos Torres Vila - Group Executive Chairman Maria Luisa Gomez Bravo - Chief Financial Officer Jaime Felix Caruana Lacorte - Director Sonia Dula - Director Peer Information Banco Bilbao Viscaya Argentaria S.A. (BKAU) Banco Bilbao Viscaya Argentaria S.A. (BKEAY) Banco Bilbao Viscaya Argentaria S.A. (BKNIY) Banco Bilbao Viscaya Argentaria S.A. (BKJAY) Banco Bilbao Viscaya Argentaria S.A. (ABNYY) Banco Bilbao Viscaya Argentaria S.A. (BNSTY) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-FOREIGN Sector: Finance CUSIP: 05946K101 SIC: 6029 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 05/05/26 Share - Related Items Shares Outstanding: 5,763.29 Most Recent Split Date: 4.00 (1.02:1) Beta: 0.80 Market Capitalization: $130,999.48 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.63% Current Fiscal Quarter EPS Consensus Estimate: $0.56 Indicated Annual Dividend: $0.60 Current Fiscal Year EPS Consensus Estimate: $2.39 Payout Ratio: 0.30 Number of Estimates in the Fiscal Year Consensus: 2.00 Change In Payout Ratio: 0.04 Estmated Long-Term EPS Growth Rate: 12.04% Last Dividend Paid: NA - $0.00 Next EPS Report Date: 05/05/26

• Fundamental Ratios P/E Current FY Estimate: 9.51 Trailing 12 Months: 11.48 PEG Ratio: 0.79 Price Ratios Price/Book: 1.87 Price/Cash Flow: 9.53 Price / Sales: 3.14 EPS Growth vs. Year Ago Period: 13.64% vs. Previous Quarter: 2.04% Sales Growth vs. Year Ago Period: 14.69% vs. Previous Quarter: 7.17% ROE 12/31/25 - 17.29 09/30/25 - 17.07 06/30/25 - 17.61 ROA 12/31/25 - 1.31 09/30/25 - 1.32 06/30/25 - 1.35 Current Ratio 12/31/25 - 1.13 09/30/25 - 0.98 06/30/25 - 1.01 Quick Ratio 12/31/25 - - 09/30/25 - 0.98 06/30/25 - 1.01 Operating Margin 12/31/25 - 28.35 09/30/25 - 28.48 06/30/25 - 29.07 Net Margin 12/31/25 - 28.43 09/30/25 - 28.58 06/30/25 - 29.17 Pre-Tax Margin 12/31/25 - 43.94 09/30/25 - 44.04 06/30/25 - 44.55 Book Value 12/31/25 - 12.13 09/30/25 - 12.54 06/30/25 - 11.99 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - 1.32 09/30/25 - 0.00 06/30/25 - 1.18 Debt-to-Capital 12/31/25 - 56.98 09/30/25 - 0.00 06/30/25 - 54.11

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