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Zacks Company Profile for Banco Santander Chile (BSAC : NYSE)

• Company Description    Banco Santiago is the largest bank in Chile, in terms of assets with Ch$4,088 billion (approximately US$9.86 billion ) as of March 31, 1997. The bank is the result of the merger of two of the largest institutions in the Chilean banking system, Banco O'Higgins S.A., mainly a corporate bank, and Banco de Santiago S.A., mainly focused in consumer and middle-market lending. Number of Employees: 8,757

• Price / Volume Information    Yesterday's Closing Price: $35.65 Daily Weekly Monthly 20 Day Moving Average: 341,104 shares Shares Outstanding: (millions) Market Capitalization: $ (millions) Beta: 0.58 52 Week High: $37.72 52 Week Low: $20.77 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 7.02% 8.65% 12 Week 21.63% 17.48% Year To Date 14.59% 14.75%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL BANDERA 140 20TH FLOOR - SANTIAGO CHILE,F3 00000 CHL ph: 011-56-2320-2000 fax: - irelations@santander.cl https://banco.santander.cl

• General Corporate Information    Officers Roman Blanco - Chief Executive Officer Patricia Perez - Chief Financial Officer Jonathan Covarrubias - Chief Accounting Officer Eduardo Herrera - Director Claudia Heimpell - Director Peer Information Banco Santander Chile (BKAU) Banco Santander Chile (BKEAY) Banco Santander Chile (BKNIY) Banco Santander Chile (BKJAY) Banco Santander Chile (ABNYY) Banco Santander Chile (BNSTY) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-FOREIGN Sector: Finance CUSIP: 05965X109 SIC: 6029 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 04/29/26 Share - Related Items Shares Outstanding: Most Recent Split Date: 10.00 (2.60:1) Beta: 0.58 Market Capitalization: $ (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.78% Current Fiscal Quarter EPS Consensus Estimate: $0.62 Indicated Annual Dividend: $0.99 Current Fiscal Year EPS Consensus Estimate: $2.57 Payout Ratio: 0.43 Number of Estimates in the Fiscal Year Consensus: 4.00 Change In Payout Ratio: -0.02 Estmated Long-Term EPS Growth Rate: 11.89% Last Dividend Paid: NA - $0.00 Next EPS Report Date: 04/29/26

• Fundamental Ratios P/E Current FY Estimate: 13.87 Trailing 12 Months: 15.50 PEG Ratio: 1.17 Price Ratios Price/Book: 3.57 Price/Cash Flow: 16.16 Price / Sales: - EPS Growth vs. Year Ago Period: -3.28% vs. Previous Quarter: 18.00% Sales Growth vs. Year Ago Period: -1.44% vs. Previous Quarter: 4.14% ROE 12/31/25 - 23.25 09/30/25 - 22.18 06/30/25 - 22.17 ROA 12/31/25 - 1.60 09/30/25 - 1.58 06/30/25 - 1.56 Current Ratio 12/31/25 - - 09/30/25 - 1.84 06/30/25 - 1.77 Quick Ratio 12/31/25 - - 09/30/25 - 1.84 06/30/25 - 1.77 Operating Margin 12/31/25 - 24.57 09/30/25 - 24.74 06/30/25 - 24.32 Net Margin 12/31/25 - 24.57 09/30/25 - 24.74 06/30/25 - 24.32 Pre-Tax Margin 12/31/25 - - 09/30/25 - 30.18 06/30/25 - 30.31 Book Value 12/31/25 - - 09/30/25 - 9.99 06/30/25 - 10.80 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - 2.51 06/30/25 - 2.58 Debt-to-Capital 12/31/25 - - 09/30/25 - 71.52 06/30/25 - 72.05

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