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Zacks Company Profile for FinWise Bancorp (FINW : NSDQ)

• Company Description    FinWise Bancorp is a bank holding company. It operates through its wholly-owned subsidiary, FinWise Bank, a Utah state-chartered non-member bank. The company is a lender to and takes deposits from consumers and small businesses. FinWise Bancorp is headquartered in Murray, Utah. Number of Employees: 196

• Price / Volume Information    Yesterday's Closing Price: $17.36 Daily Weekly Monthly 20 Day Moving Average: 25,786 shares Shares Outstanding: 13.59 (millions) Market Capitalization: $235.87 (millions) Beta: 0.82 52 Week High: $22.49 52 Week Low: $13.49 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -3.29% -1.75% 12 Week -2.47% -6.71% Year To Date -3.23% -2.38%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 756 EAST WINCHESTER SUITE 100 - MURRAY,UT 84107 USA ph: 801-501-7200 fax: - investors@finwisebank.com http://www.finwisebancorp.com

• General Corporate Information    Officers Kent Landvatter - Chief Executive Officer;Chairman ; President and D Robert Wahlman - Executive Vice President and Chief Financial Offic Alan Weichselbaum - Director Thomas E. Gibson - Director Lisa Ann Nievaard - Director Peer Information FinWise Bancorp (FBA) FinWise Bancorp (FVNB) FinWise Bancorp (FSNMQ) FinWise Bancorp (SRYPQ) FinWise Bancorp (BOKF) FinWise Bancorp (FHN) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-SOUTHWEST Sector: Finance CUSIP: 31813A109 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 04/29/26 Share - Related Items Shares Outstanding: 13.59 Most Recent Split Date: (:1) Beta: 0.82 Market Capitalization: $235.87 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.34 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $1.75 Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 04/29/26

• Fundamental Ratios P/E Current FY Estimate: 9.92 Trailing 12 Months: 15.36 PEG Ratio: - Price Ratios Price/Book: 1.25 Price/Cash Flow: 12.74 Price / Sales: 1.56 EPS Growth vs. Year Ago Period: 35.00% vs. Previous Quarter: -20.59% Sales Growth vs. Year Ago Period: 110.36% vs. Previous Quarter: 24.98% ROE 12/31/25 - 8.82 09/30/25 - 8.31 06/30/25 - 7.70 ROA 12/31/25 - 1.90 09/30/25 - 1.82 06/30/25 - 1.76 Current Ratio 12/31/25 - - 09/30/25 - 0.94 06/30/25 - 0.94 Quick Ratio 12/31/25 - - 09/30/25 - 0.94 06/30/25 - 0.94 Operating Margin 12/31/25 - 10.66 09/30/25 - 12.13 06/30/25 - 12.72 Net Margin 12/31/25 - 10.66 09/30/25 - 12.13 06/30/25 - 12.72 Pre-Tax Margin 12/31/25 - - 09/30/25 - 16.18 06/30/25 - 17.08 Book Value 12/31/25 - - 09/30/25 - 13.89 06/30/25 - 13.77 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - 0.00 06/30/25 - 0.00 Debt-to-Capital 12/31/25 - - 09/30/25 - 0.00 06/30/25 - 0.00

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