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Zacks Company Profile for Northfield Bancorp, Inc. (NFBK : NSDQ)

• Company Description    NORTHFIELD Building Loan and Savings Association in the village of Mariners Harbor, Town of Northfield, County of Richmond, by a group of Staten Islanders `for the purpose of rendering mutual aid to each other, and to those who shall hereafter be associated with us.` Number of Employees: 360

• Price / Volume Information    Yesterday's Closing Price: $13.59 Daily Weekly Monthly 20 Day Moving Average: 419,893 shares Shares Outstanding: 41.80 (millions) Market Capitalization: $568.08 (millions) Beta: 0.85 52 Week High: $14.05 52 Week Low: $9.40 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 13.63% 15.43% 12 Week 33.37% 27.56% Year To Date 18.90% 19.82%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 581 MAIN STREET - WOODBRIDGE,NJ 07095 USA ph: 732-499-7200 fax: - wjacobs@enorthfield.com http://www.enorthfield.com

• General Corporate Information    Officers Steven M. Klein - Chairman; President and Chief Executive Officer William R. Jacobs - Executive Vice President and Chief Financial Offic Annette Catino - Director Gil Chapman - Director Timothy C. Harrison - Director Peer Information Northfield Bancorp, Inc. (ABBK) Northfield Bancorp, Inc. (ABCWQ) Northfield Bancorp, Inc. (BDJI) Northfield Bancorp, Inc. (COOPQ) Northfield Bancorp, Inc. (CITZ) Northfield Bancorp, Inc. (BKC.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-SVGS & LOAN Sector: Finance CUSIP: 66611T108 SIC: 6035 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 04/22/26 Share - Related Items Shares Outstanding: 41.80 Most Recent Split Date: 1.00 (1.40:1) Beta: 0.85 Market Capitalization: $568.08 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.83% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.52 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.50 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: -0.03 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 04/22/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 13.07 PEG Ratio: - Price Ratios Price/Book: 0.82 Price/Cash Flow: 16.66 Price / Sales: 2.14 EPS Growth vs. Year Ago Period: 61.90% vs. Previous Quarter: 25.93% Sales Growth vs. Year Ago Period: 2.37% vs. Previous Quarter: 0.94% ROE 12/31/25 - 5.91 09/30/25 - 5.20 06/30/25 - 4.64 ROA 12/31/25 - 0.73 09/30/25 - 0.65 06/30/25 - 0.58 Current Ratio 12/31/25 - 0.99 09/30/25 - 1.00 06/30/25 - 1.00 Quick Ratio 12/31/25 - - 09/30/25 - 1.00 06/30/25 - 1.00 Operating Margin 12/31/25 - 15.72 09/30/25 - 13.99 06/30/25 - 12.61 Net Margin 12/31/25 - 0.30 09/30/25 - 14.92 06/30/25 - 13.56 Pre-Tax Margin 12/31/25 - 6.41 09/30/25 - 20.18 06/30/25 - 18.28 Book Value 12/31/25 - 16.51 09/30/25 - 17.21 06/30/25 - 16.66 Inventory Turnover 12/31/25 - 48.33 09/30/25 - 33.71 06/30/25 - 22.82 Debt-to-Equity 12/31/25 - 1.39 09/30/25 - 1.31 06/30/25 - 1.26 Debt-to-Capital 12/31/25 - 58.23 09/30/25 - 56.69 06/30/25 - 55.71

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