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Zacks Company Profile for Ryvyl Inc. (RVYL : NSDQ)

• Company Description    RYVYL has developed applications enabling an end-to-end suite of turnkey financial products with enhanced security and data privacy. The company is reinventing the future of financial transactions using its coyni(R) stablecoin platform as a transactional foundation. RYVYL, formerly known as GreenBox POS Inc., is based in SAN DIEGO. Number of Employees: 95

• Price / Volume Information    Yesterday's Closing Price: $0.65 Daily Weekly Monthly 20 Day Moving Average: 890,206 shares Shares Outstanding: 8.36 (millions) Market Capitalization: $5.44 (millions) Beta: 4.10 52 Week High: $2.40 52 Week Low: $0.36 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -14.49% -18.29% 12 Week -31.59% -41.57% Year To Date -50.01% -53.17%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 3131 Camino Del Rio North Suite 1400 - SAN DIEGO,CA 92108 USA ph: 619-631-8261 fax: - ryvylinvestor@allianceadvisors.com http://www.ryvyl.com

• General Corporate Information    Officers Fredi Nisan - Chief Executive Officer and Director Ben Errez - Chairman of the Board of Directors and Executive V George Oliva - Chief Financial Officer Zechariah Kirscher - Vice President Legal Genevieve Baer - Director Peer Information Ryvyl Inc. (FI) Ryvyl Inc. (USIO) Ryvyl Inc. (PAR) Ryvyl Inc. (RBA) Ryvyl Inc. (OPAY) Ryvyl Inc. (TSS.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: Financial Transaction Services Sector: Business Services CUSIP: 39366L307 SIC: 8742 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/25 Next Expected EPS Date: 08/12/25 Share - Related Items Shares Outstanding: 8.36 Most Recent Split Date: 9.00 (0.10:1) Beta: 4.10 Market Capitalization: $5.44 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $-0.29 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $-1.12 Payout Ratio: Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 08/12/25

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: - Price/Cash Flow: - Price / Sales: 0.10 EPS Growth vs. Year Ago Period: 35.56% vs. Previous Quarter: -% Sales Growth vs. Year Ago Period: -9.78% vs. Previous Quarter: 2.82% ROE 06/30/25 - - 03/31/25 - -655.77 12/31/24 - -203.50 ROA 06/30/25 - - 03/31/25 - -14.58 12/31/24 - -14.08 Current Ratio 06/30/25 - - 03/31/25 - 0.77 12/31/24 - 0.92 Quick Ratio 06/30/25 - - 03/31/25 - 0.77 12/31/24 - 0.92 Operating Margin 06/30/25 - - 03/31/25 - -31.29 12/31/24 - -30.82 Net Margin 06/30/25 - - 03/31/25 - -49.47 12/31/24 - -47.90 Pre-Tax Margin 06/30/25 - - 03/31/25 - -46.84 12/31/24 - -45.87 Book Value 06/30/25 - - 03/31/25 - -0.37 12/31/24 - -0.20 Inventory Turnover 06/30/25 - - 03/31/25 - - 12/31/24 - - Debt-to-Equity 06/30/25 - - 03/31/25 - - 12/31/24 - - Debt-to-Capital 06/30/25 - - 03/31/25 - - 12/31/24 - -

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