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Zacks Company Profile for West Coast Community Bancorp (WCCB : OTC)

• Company Description    West Coast Community Bancorp operates as the bank holding company which provides a range of commercial and personal banking services to residents and businesses principally in the United States. West Coast Community Bancorp, formerly known as Santa Cruz County Bank, is based in Santa Cruz, California. Number of Employees:

• Price / Volume Information    Yesterday's Closing Price: $48.00 Daily Weekly Monthly 20 Day Moving Average: 5,545 shares Shares Outstanding: 10.49 (millions) Market Capitalization: $503.36 (millions) Beta: 0.56 52 Week High: $48.50 52 Week Low: $36.05 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 8.47% 10.12% 12 Week 15.94% 11.99% Year To Date 9.09% 9.24%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 75 River Street Santa Cruz - Santa Cruz,CA 95060 USA ph: 831-457-5000 fax: 831-457-5001 None http://www.sccountybank.com

• General Corporate Information    Officers David Heald - Chief Executive Officer and President William J. Hansen - Chairman Victor F. Davis - Chief Financial Officer Frederick L. Caiocca - Executive Vice President Sati Kanwar - Senior Vice President Peer Information West Coast Community Bancorp (FBA) West Coast Community Bancorp (FVNB) West Coast Community Bancorp (FSNMQ) West Coast Community Bancorp (SRYPQ) West Coast Community Bancorp (BOKF) West Coast Community Bancorp (FHN) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-SOUTHWEST Sector: Finance CUSIP: 952170108 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 04/28/26 Share - Related Items Shares Outstanding: 10.49 Most Recent Split Date: 3.00 (2.00:1) Beta: 0.56 Market Capitalization: $503.36 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 1.92% Current Fiscal Quarter EPS Consensus Estimate: $1.23 Indicated Annual Dividend: $0.92 Current Fiscal Year EPS Consensus Estimate: $5.16 Payout Ratio: 0.18 Number of Estimates in the Fiscal Year Consensus: 2.00 Change In Payout Ratio: 0.04 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 02/10/2026 - $0.23 Next EPS Report Date: 04/28/26

• Fundamental Ratios P/E Current FY Estimate: 9.29 Trailing 12 Months: 9.82 PEG Ratio: - Price Ratios Price/Book: - Price/Cash Flow: - Price / Sales: 2.92 EPS Growth vs. Year Ago Period: 4.55% vs. Previous Quarter: 20.00% Sales Growth vs. Year Ago Period: 4.49% vs. Previous Quarter: 1.85% ROE 12/31/25 - - 09/30/25 - - 06/30/25 - - ROA 12/31/25 - - 09/30/25 - - 06/30/25 - - Current Ratio 12/31/25 - - 09/30/25 - - 06/30/25 - - Quick Ratio 12/31/25 - - 09/30/25 - - 06/30/25 - - Operating Margin 12/31/25 - 30.11 09/30/25 - 30.39 06/30/25 - 31.40 Net Margin 12/31/25 - 29.29 09/30/25 - 23.79 06/30/25 - 23.92 Pre-Tax Margin 12/31/25 - - 09/30/25 - - 06/30/25 - - Book Value 12/31/25 - - 09/30/25 - - 06/30/25 - - Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Capital 12/31/25 - - 09/30/25 - - 06/30/25 - -

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