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Zacks Company Profile for Ameris Bancorp (ABCB : NYSE)

• Company Description    ABC Bancorp is a bank holding company. Number of Employees: 2,673

• Price / Volume Information    Yesterday's Closing Price: $87.73 Daily Weekly Monthly 20 Day Moving Average: 494,715 shares Shares Outstanding: 67.29 (millions) Market Capitalization: $5,903.62 (millions) Beta: 0.91 52 Week High: $93.22 52 Week Low: $64.64 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -2.99% -3.70% 12 Week 2.91% 0.09% Year To Date 18.12% 10.93%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 3490 PIEDMONT RD SUITE 1550 - ATLANTA,GA 30305 USA ph: 404-639-6500 fax: 229-890-2235 investor.relations@amerisbank.com http://www.amerisbank.com

• General Corporate Information    Officers H. Palmer Proctor, Jr. - Chief Executive Officer Nicole S. Stokes - Chief Financial Officer and Executive Vice Preside William I. Bowen, Jr. - Director Rodney D. Bullard - Director Wm. Millard Choate - Director Peer Information Ameris Bancorp (TSFG) Ameris Bancorp (ABCB) Ameris Bancorp (CFNL) Ameris Bancorp (CPKF) Ameris Bancorp (HIB) Ameris Bancorp (FVB) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-SOUTHEAST Sector: Finance CUSIP: 03076K108 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/26 Next Expected EPS Date: 10/26/26 Share - Related Items Shares Outstanding: 67.29 Most Recent Split Date: 6.00 (1.01:1) Beta: 0.91 Market Capitalization: $5,903.62 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.91% Current Fiscal Quarter EPS Consensus Estimate: $1.70 Indicated Annual Dividend: $0.80 Current Fiscal Year EPS Consensus Estimate: $6.68 Payout Ratio: 0.13 Number of Estimates in the Fiscal Year Consensus: 5.00 Change In Payout Ratio: -0.01 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 06/30/2026 - $0.20 Next EPS Report Date: 10/26/26

• Fundamental Ratios P/E Current FY Estimate: 13.14 Trailing 12 Months: 13.82 PEG Ratio: - Price Ratios Price/Book: 1.47 Price/Cash Flow: 13.32 Price / Sales: 3.45 EPS Growth vs. Year Ago Period: 0.63% vs. Previous Quarter: -1.84% Sales Growth vs. Year Ago Period: 5.42% vs. Previous Quarter: 4.13% ROE 06/30/26 - 10.64 03/31/26 - 10.79 12/31/25 - 10.40 ROA 06/30/26 - 1.57 03/31/26 - 1.59 12/31/25 - 1.53 Current Ratio 06/30/26 - - 03/31/26 - 1.03 12/31/25 - 1.02 Quick Ratio 06/30/26 - - 03/31/26 - 1.01 12/31/25 - 0.99 Operating Margin 06/30/26 - 25.23 03/31/26 - 25.69 12/31/25 - 24.71 Net Margin 06/30/26 - 21.98 03/31/26 - 25.73 12/31/25 - 24.75 Pre-Tax Margin 06/30/26 - - 03/31/26 - 33.24 12/31/25 - 32.05 Book Value 06/30/26 - - 03/31/26 - 59.79 12/31/25 - 59.67 Inventory Turnover 06/30/26 - - 03/31/26 - 0.73 12/31/25 - 0.73 Debt-to-Equity 06/30/26 - - 03/31/26 - 0.25 12/31/25 - 0.17 Debt-to-Capital 06/30/26 - - 03/31/26 - 20.03 12/31/25 - 14.52

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