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Zacks Company Profile for American Bank Inc. (AMBK : OTC)

• Company Description    American Bank offers a complete selection of banking services that includes checking, money market, savings, certificates of deposit, consumer and commercial loans, free personal online bill payment, credit cards and VISA check cards. Pcbanker.com delivers a full range of real-time Internet banking and discount brokerage services, while consistently offering some of the best loan and deposit rates in the United States. American Bank has been recognized as one of the top Internet banks in the country and has received the Bankrate.com Top Tier award for consistently offering annual percentage yields that were among the highest reported. American Bank is FDIC insured. American Bank Online and pcbanker.com are registered trade marks for the Internet financial services provided by American Bank, a state-chartered, FDIC-insured, full-service financial institution serving customers throughout the United States. American Bank is a member of the Federal Reserve System. Number of Employees:

• Price / Volume Information    Yesterday's Closing Price: $22.80 Daily Weekly Monthly 20 Day Moving Average: 349 shares Shares Outstanding: 6.34 (millions) Market Capitalization: $144.49 (millions) Beta: -0.07 52 Week High: $22.80 52 Week Low: $15.25 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 23.78% 22.81% 12 Week 24.80% 21.73% Year To Date 38.10% 27.54%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 4029 WEST TILGHMAN STREET - ALLENTOWN,PA 18104 USA ph: 610-366-1800 fax: - None http://www.pcbanker.com

• General Corporate Information    Officers Mark W. Jaindl - Chairman of the Board;President & CEO and Sandra A. Berg - Sr.V.P.;C.O.O.& Secretary Harry C. Birkhimer - Sr.V.P.& CFO Chris J. Persichetti - Sr.V.P. & C.Lending O. Robert W. Turner - Sr.V.P.& C.Info.O. Peer Information American Bank Inc. (CNBKA) American Bank Inc. (CNBI2) American Bank Inc. (CNOB) American Bank Inc. (FBNK.) American Bank Inc. (FMBN) American Bank Inc. (TBNK) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-NORTHEAST Sector: Finance CUSIP: 024343105 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/26 Next Expected EPS Date: 10/09/26 Share - Related Items Shares Outstanding: 6.34 Most Recent Split Date: (:1) Beta: -0.07 Market Capitalization: $144.49 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.81% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.64 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.29 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: -0.06 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 06/15/2026 - $0.16 Next EPS Report Date: 10/09/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 10.36 PEG Ratio: - Price Ratios Price/Book: - Price/Cash Flow: - Price / Sales: 2.32 EPS Growth vs. Year Ago Period: -20.00% vs. Previous Quarter: -11.86% Sales Growth vs. Year Ago Period: 1.39% vs. Previous Quarter: -2.70% ROE 06/30/26 - - 03/31/26 - - 12/31/25 - - ROA 06/30/26 - - 03/31/26 - - 12/31/25 - - Current Ratio 06/30/26 - - 03/31/26 - - 12/31/25 - - Quick Ratio 06/30/26 - - 03/31/26 - - 12/31/25 - - Operating Margin 06/30/26 - 22.84 03/31/26 - 24.26 12/31/25 - 22.58 Net Margin 06/30/26 - 22.84 03/31/26 - 24.26 12/31/25 - 22.58 Pre-Tax Margin 06/30/26 - - 03/31/26 - - 12/31/25 - - Book Value 06/30/26 - - 03/31/26 - - 12/31/25 - - Inventory Turnover 06/30/26 - - 03/31/26 - - 12/31/25 - - Debt-to-Equity 06/30/26 - - 03/31/26 - - 12/31/25 - - Debt-to-Capital 06/30/26 - - 03/31/26 - - 12/31/25 - -

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