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Zacks Company Profile for AmeriServ Financial Inc. (ASRV : NSDQ)
 
 • Company Description   
Ameriserv Financial Inc., a financial holding company, is the parent of Ameriserv Financial and AmeriServ Trust & Financial Services in Johnstown, Standard Mortgage Corporation in Atlanta, AmeriServ Associates of State College, and AmeriServ Life Insurance Company in Arizona.

Number of Employees: 311

 
 • Price / Volume Information   
Yesterday's Closing Price: $4.34 Daily Weekly Monthly
20 Day Moving Average: 12,855 shares
Shares Outstanding: 16.96 (millions)
Market Capitalization: $73.62 (millions)
Beta: 0.44
52 Week High: $4.34
52 Week Low: $2.64
Short Interest Ratio:
  % Price Change % Price Change Relative to S&P 500
4 Week 11.28% 10.41%
12 Week 9.32% 6.64%
Year To Date 36.05% 25.65%
 
 • Address & Contact Information
Street Address Phone / Fax Email Address Web URL
MAIN & FRANKLIN STREETS PO BOX 430
-
JOHNSTOWN,PA 15907
USA
ph: 814-533-5300
fax: 814-533-5427
mlynch@ameriserv.com http://www.ameriserv.com
 
 • General Corporate Information   
Officers
Jeffrey A. Stopko - President and Chief Executive Officer
J. Michael Adams, Jr. - Chairman and Director
Kim W. Kunkle - Vice Chairman and Director
Michael D. Lynch - Executive Vice President and Chief Financial Offic
Richard W. Bloomingdale - Director

Peer Information
AmeriServ Financial Inc. (CNBKA)
AmeriServ Financial Inc. (CNBI2)
AmeriServ Financial Inc. (CNOB)
AmeriServ Financial Inc. (FBNK.)
AmeriServ Financial Inc. (FMBN)
AmeriServ Financial Inc. (TBNK)
Industry / Sector / Ticker Info
Analyst Coverage: No
Industry Group: BANKS-NORTHEAST
Sector: Finance
CUSIP: 03074A102
SIC: 6021
Fiscal Year
Fiscal Year End: December
Last Reported Quarter: 06/01/26
Next Expected EPS Date: 10/20/26
Share - Related Items
Shares Outstanding: 16.96
Most Recent Split Date: 8.00 (3.00:1)
Beta: 0.44
Market Capitalization: $73.62 (millions)
 
 
 • EPS Information     • Dividend Information
Analyst Coverage: No Dividend Yield: 2.77%
Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.12
Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.24
Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: -0.12
Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 05/04/2026 - $0.03
Next EPS Report Date: 10/20/26  
 

 • Fundamental Ratios
P/E
Current FY Estimate: -
Trailing 12 Months: 8.51
PEG Ratio: -
Price Ratios
Price/Book: 0.61
Price/Cash Flow: 9.72
Price / Sales: 0.82
EPS Growth
vs. Year Ago Period: 900.00%
vs. Previous Quarter: 45.45%
Sales Growth
vs. Year Ago Period: 4.04%
vs. Previous Quarter: 5.58%
ROE
06/30/26 - 7.21
03/31/26 - 4.72
12/31/25 - 4.93
ROA
06/30/26 - 0.58
03/31/26 - 0.38
12/31/25 - 0.39
Current Ratio
06/30/26 - -
03/31/26 - 0.85
12/31/25 - 0.87
Quick Ratio
06/30/26 - -
03/31/26 - 0.85
12/31/25 - 0.87
Operating Margin
06/30/26 - 9.51
03/31/26 - 6.20
12/31/25 - 6.35
Net Margin
06/30/26 - 9.51
03/31/26 - 6.20
12/31/25 - 6.35
Pre-Tax Margin
06/30/26 - -
03/31/26 - 7.48
12/31/25 - 7.69
Book Value
06/30/26 - -
03/31/26 - 7.12
12/31/25 - 7.22
Inventory Turnover
06/30/26 - -
03/31/26 - 122.65
12/31/25 - 254.07
Debt-to-Equity
06/30/26 - -
03/31/26 - 0.58
12/31/25 - 0.62
Debt-to-Capital
06/30/26 - -
03/31/26 - 36.75
12/31/25 - 38.24
 

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