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Zacks Company Profile for Columbia Financial (CLBK : NSDQ)

• Company Description    Columbia Financial Inc. operates as an investment holding company. It offers consumer and commercial products which includes online and mobile banking, lending facilities, title, investment and wealth management services. Columbia Financial Inc.is headquartered in New Jersey, Unites States. Number of Employees: 796

• Price / Volume Information    Yesterday's Closing Price: $10.88 Daily Weekly Monthly 20 Day Moving Average: 5,757,873 shares Shares Outstanding: 228.92 (millions) Market Capitalization: $2,490.68 (millions) Beta: 0.25 52 Week High: $25.83 52 Week Low: $10.70 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 19.20% 18.33% 12 Week 24.47% 21.06% Year To Date 54.03% 44.03%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 19-01 Route 208 North - Fair Lawn,NJ 07410 USA ph: 800-522-4167 fax: - None http://www.columbiabankonline.com

• General Corporate Information    Officers Thomas J. Kemly - President and Chief Executive Officer Noel R. Holland - Chairman of the Board Dennis E. Gibney - Senior Executive Vice President and Chief Banking Thomas Splaine - Executive Vice President and Chief Financial Offic Elizabeth E. Randall - Director Peer Information Columbia Financial (EIIN) Columbia Financial (AFMI) Columbia Financial (DRL) Columbia Financial (GRFPY) Columbia Financial (IGOT) Columbia Financial (ATLC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-MISC SVCS Sector: Finance CUSIP: 197914104 SIC: 6035 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 07/29/26 Share - Related Items Shares Outstanding: 228.92 Most Recent Split Date: 7.00 (2.20:1) Beta: 0.25 Market Capitalization: $2,490.68 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.07 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $0.34 Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: 2.00 Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 07/29/26

• Fundamental Ratios P/E Current FY Estimate: 32.35 Trailing 12 Months: 41.99 PEG Ratio: - Price Ratios Price/Book: 2.12 Price/Cash Flow: 35.36 Price / Sales: 4.86 EPS Growth vs. Year Ago Period: 66.67% vs. Previous Quarter: 0.00% Sales Growth vs. Year Ago Period: 4.13% vs. Previous Quarter: -3.70% ROE 06/30/26 - - 03/31/26 - 5.12 12/31/25 - 4.69 ROA 06/30/26 - - 03/31/26 - 0.54 12/31/25 - 0.49 Current Ratio 06/30/26 - - 03/31/26 - 0.99 12/31/25 - 0.99 Quick Ratio 06/30/26 - - 03/31/26 - 0.99 12/31/25 - 0.99 Operating Margin 06/30/26 - - 03/31/26 - 11.46 12/31/25 - 10.43 Net Margin 06/30/26 - - 03/31/26 - 10.91 12/31/25 - 10.19 Pre-Tax Margin 06/30/26 - - 03/31/26 - 14.56 12/31/25 - 13.38 Book Value 06/30/26 - - 03/31/26 - 5.12 12/31/25 - 5.06 Inventory Turnover 06/30/26 - - 03/31/26 - - 12/31/25 - - Debt-to-Equity 06/30/26 - - 03/31/26 - 1.06 12/31/25 - 1.02 Debt-to-Capital 06/30/26 - - 03/31/26 - 51.44 12/31/25 - 50.49

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