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Zacks Company Profile for FIRST CAROL FIN (FCBM : NYSE)

• Company Description    - Number of Employees: 263

• Price / Volume Information    Yesterday's Closing Price: $12.66 Daily Weekly Monthly 20 Day Moving Average: 79,793 shares Shares Outstanding: 30.25 (millions) Market Capitalization: $382.91 (millions) Beta: 52 Week High: $13.40 52 Week Low: $12.50 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -2.62% -3.33% 12 Week % % Year To Date % %

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 2626 GLENWOOD AVENUE SUITE 200 - RALEIGH,NC 27608 USA ph: 252-937-2152 fax: - investorrelations@firstcarolinabank.com http://www.firstcarolinabank.com

• General Corporate Information    Officers Ronald A. Day - Chief Executive Officer; Chairman; President Kristen D. Brabble - Chief Operating Officer Steven G. Deaton - Chief Financial Officer Sandra B. Boone - Director Gregory E. Floyd - Director Peer Information - (-) - (-) - (-) - (-) - (-) - (-) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-SOUTHEAST Sector: Finance CUSIP: 31943F200 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: - Next Expected EPS Date: - Share - Related Items Shares Outstanding: 30.25 Most Recent Split Date: (:1) Beta: Market Capitalization: $382.91 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.24 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $0.91 Payout Ratio: Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: -

• Fundamental Ratios P/E Current FY Estimate: 13.91 Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: - Price/Cash Flow: - Price / Sales: - EPS Growth vs. Year Ago Period: -% vs. Previous Quarter: -% Sales Growth vs. Year Ago Period: -% vs. Previous Quarter: -% ROE 06/30/26 - - 03/31/26 - - 12/31/25 - - ROA 06/30/26 - - 03/31/26 - - 12/31/25 - - Current Ratio 06/30/26 - - 03/31/26 - - 12/31/25 - - Quick Ratio 06/30/26 - - 03/31/26 - - 12/31/25 - - Operating Margin 06/30/26 - - 03/31/26 - - 12/31/25 - - Net Margin 06/30/26 - - 03/31/26 - - 12/31/25 - - Pre-Tax Margin 06/30/26 - - 03/31/26 - - 12/31/25 - - Book Value 06/30/26 - - 03/31/26 - - 12/31/25 - - Inventory Turnover 06/30/26 - - 03/31/26 - - 12/31/25 - - Debt-to-Equity 06/30/26 - - 03/31/26 - - 12/31/25 - - Debt-to-Capital 06/30/26 - - 03/31/26 - - 12/31/25 - -

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