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Zacks Company Profile for Finward Bancorp (FNWD : NSDQ)

• Company Description    Finward Bancorp is a locally managed and independent financial holding company. It provides range of personal, business, electronic and wealth management financial services. Finward Bancorp, formerly known as NorthWest Indiana Bancorp, is based in MUNSTER, Ind. Number of Employees: 318

• Price / Volume Information    Yesterday's Closing Price: $44.61 Daily Weekly Monthly 20 Day Moving Average: 41,438 shares Shares Outstanding: 4.33 (millions) Market Capitalization: $193.16 (millions) Beta: 0.18 52 Week High: $44.92 52 Week Low: $27.02 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 30.10% 29.14% 12 Week 38.63% 34.83% Year To Date 26.77% 17.11%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 9204 COLUMBIA AVE - MUNSTER,IN 46321 USA ph: 219-836-4400 fax: - investorrelations@ibankpeoples.com http://www.ibankpeoples.com

• General Corporate Information    Officers Benjamin Bochnowski - President and Chief Executive Officer; Director Joel Gorelick - Chairman of the Board Benjamin L. Schmitt - Executive Vice President; Chief Financial Officer Robert Youman - Director Anthony M. Puntillo - Director Peer Information Finward Bancorp (EIIN) Finward Bancorp (AFMI) Finward Bancorp (DRL) Finward Bancorp (GRFPY) Finward Bancorp (IGOT) Finward Bancorp (ATLC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-MISC SVCS Sector: Finance CUSIP: 31812F109 SIC: 6035 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 08/04/26 Share - Related Items Shares Outstanding: 4.33 Most Recent Split Date: (:1) Beta: 0.18 Market Capitalization: $193.16 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 1.08% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.48 Current Fiscal Year EPS Consensus Estimate: $2.63 Payout Ratio: 0.21 Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: -0.11 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 06/17/2026 - $0.12 Next EPS Report Date: 08/04/26

• Fundamental Ratios P/E Current FY Estimate: 16.96 Trailing 12 Months: 19.48 PEG Ratio: - Price Ratios Price/Book: 1.12 Price/Cash Flow: 13.52 Price / Sales: 1.90 EPS Growth vs. Year Ago Period: 372.73% vs. Previous Quarter: 13.04% Sales Growth vs. Year Ago Period: 2.31% vs. Previous Quarter: 1.02% ROE 06/30/26 - - 03/31/26 - 5.92 12/31/25 - 5.01 ROA 06/30/26 - - 03/31/26 - 0.48 12/31/25 - 0.40 Current Ratio 06/30/26 - - 03/31/26 - 0.87 12/31/25 - 0.87 Quick Ratio 06/30/26 - - 03/31/26 - 0.87 12/31/25 - 0.87 Operating Margin 06/30/26 - - 03/31/26 - 9.72 12/31/25 - 8.00 Net Margin 06/30/26 - - 03/31/26 - 9.72 12/31/25 - 8.00 Pre-Tax Margin 06/30/26 - - 03/31/26 - 10.00 12/31/25 - 8.02 Book Value 06/30/26 - - 03/31/26 - 39.81 12/31/25 - 40.37 Inventory Turnover 06/30/26 - - 03/31/26 - 26.55 12/31/25 - 16.94 Debt-to-Equity 06/30/26 - - 03/31/26 - 0.29 12/31/25 - 0.26 Debt-to-Capital 06/30/26 - - 03/31/26 - 22.48 12/31/25 - 20.49

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