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Zacks Company Profile for Lakeland Financial Corporation (LKFN : NSDQ)

• Company Description    LAKELAND FINANCIAL CORP. is a bank holding company engaged in general banking business. Number of Employees: 701

• Price / Volume Information    Yesterday's Closing Price: $61.11 Daily Weekly Monthly 20 Day Moving Average: 201,097 shares Shares Outstanding: 24.91 (millions) Market Capitalization: $1,522.47 (millions) Beta: 0.73 52 Week High: $69.40 52 Week Low: $54.36 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -2.50% -3.27% 12 Week -0.44% -2.88% Year To Date 7.10% -1.09%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 202 East Center Street - Warsaw,IN 46580 USA ph: 574-267-6144 fax: 574-267-6063 tina.rensberger@lakecitybank.com http://www.lakecitybank.com

• General Corporate Information    Officers David M. Findlay - Chief Executive Officer and Chairman Kristin L. Pruitt - President and Director Lisa M. O'Neill - Chief Financial Officer and Executive Vice Preside Brok A. Lahrman - Senior Vice President; Finance and Chief Accountin A. Faraz Abbasi - Director Peer Information Lakeland Financial Corporation (CNBA) Lakeland Financial Corporation (CNBD) Lakeland Financial Corporation (ASB) Lakeland Financial Corporation (CFIC) Lakeland Financial Corporation (OSBC) Lakeland Financial Corporation (FMBI) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-MIDWEST Sector: Finance CUSIP: 511656100 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 07/27/26 Share - Related Items Shares Outstanding: 24.91 Most Recent Split Date: 8.00 (1.50:1) Beta: 0.73 Market Capitalization: $1,522.47 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.40% Current Fiscal Quarter EPS Consensus Estimate: $1.06 Indicated Annual Dividend: $2.08 Current Fiscal Year EPS Consensus Estimate: $4.30 Payout Ratio: 0.49 Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: 0.01 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 07/24/2026 - $0.52 Next EPS Report Date: 07/27/26

• Fundamental Ratios P/E Current FY Estimate: 14.21 Trailing 12 Months: 14.31 PEG Ratio: - Price Ratios Price/Book: 2.03 Price/Cash Flow: 13.76 Price / Sales: 3.58 EPS Growth vs. Year Ago Period: 33.33% vs. Previous Quarter: -10.34% Sales Growth vs. Year Ago Period: 3.49% vs. Previous Quarter: -1.59% ROE 06/30/26 - - 03/31/26 - 14.79 12/31/25 - 14.19 ROA 06/30/26 - - 03/31/26 - 1.57 12/31/25 - 1.49 Current Ratio 06/30/26 - - 03/31/26 - 0.89 12/31/25 - 0.89 Quick Ratio 06/30/26 - - 03/31/26 - 0.89 12/31/25 - 0.89 Operating Margin 06/30/26 - - 03/31/26 - 25.81 12/31/25 - 24.51 Net Margin 06/30/26 - - 03/31/26 - 25.81 12/31/25 - 24.51 Pre-Tax Margin 06/30/26 - - 03/31/26 - 31.49 12/31/25 - 29.78 Book Value 06/30/26 - - 03/31/26 - 30.06 12/31/25 - 29.87 Inventory Turnover 06/30/26 - - 03/31/26 - 95.99 12/31/25 - 94.74 Debt-to-Equity 06/30/26 - - 03/31/26 - 0.00 12/31/25 - 0.00 Debt-to-Capital 06/30/26 - - 03/31/26 - 0.16 12/31/25 - 0.16

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