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Zacks Company Profile for OceanFirst Financial Corp. (OCFC : NSDQ)

• Company Description    OceanFirst Financial Corp. is a holding company for the OceanFirst Bank. Number of Employees:

• Price / Volume Information    Yesterday's Closing Price: $19.56 Daily Weekly Monthly 20 Day Moving Average: 1,104,381 shares Shares Outstanding: 57.60 (millions) Market Capitalization: $1,126.66 (millions) Beta: 0.98 52 Week High: $20.61 52 Week Low: $16.09 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 3.66% 2.89% 12 Week 2.57% -0.24% Year To Date 8.97% 0.28%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 110 West Front Street - Red Bank,NJ 07701 USA ph: 732-240-4500 fax: 302-655-5049 investorrelations@oceanfirst.com http://www.oceanfirst.com

• General Corporate Information    Officers Christopher D. Maher - Chairman of the Board and Chief Executive Officer Joseph J. Lebel - Senior Executive Vice President and Chief Operatin Patrick S. Barrett - Senior Executive Vice President and Chief Financia John F. Barros - Director Anthony R. Coscia - Director Peer Information OceanFirst Financial Corp. (ABBK) OceanFirst Financial Corp. (ABCWQ) OceanFirst Financial Corp. (BDJI) OceanFirst Financial Corp. (COOPQ) OceanFirst Financial Corp. (CITZ) OceanFirst Financial Corp. (BKC.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-SVGS & LOAN Sector: Finance CUSIP: 675234108 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 07/30/26 Share - Related Items Shares Outstanding: 57.60 Most Recent Split Date: 5.00 (1.50:1) Beta: 0.98 Market Capitalization: $1,126.66 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 4.09% Current Fiscal Quarter EPS Consensus Estimate: $0.47 Indicated Annual Dividend: $0.80 Current Fiscal Year EPS Consensus Estimate: $1.85 Payout Ratio: 0.53 Number of Estimates in the Fiscal Year Consensus: 4.00 Change In Payout Ratio: 0.08 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 04/27/2026 - $0.20 Next EPS Report Date: 07/30/26

• Fundamental Ratios P/E Current FY Estimate: 10.56 Trailing 12 Months: 12.95 PEG Ratio: - Price Ratios Price/Book: 0.67 Price/Cash Flow: 13.23 Price / Sales: 1.62 EPS Growth vs. Year Ago Period: 22.86% vs. Previous Quarter: 4.88% Sales Growth vs. Year Ago Period: 6.11% vs. Previous Quarter: -3.37% ROE 06/30/26 - - 03/31/26 - 5.35 12/31/25 - 5.14 ROA 06/30/26 - - 03/31/26 - 0.63 12/31/25 - 0.62 Current Ratio 06/30/26 - - 03/31/26 - 1.00 12/31/25 - 1.01 Quick Ratio 06/30/26 - - 03/31/26 - 1.00 12/31/25 - 1.01 Operating Margin 06/30/26 - - 03/31/26 - 12.72 12/31/25 - 12.48 Net Margin 06/30/26 - - 03/31/26 - 10.04 12/31/25 - 10.33 Pre-Tax Margin 06/30/26 - - 03/31/26 - 13.09 12/31/25 - 13.46 Book Value 06/30/26 - - 03/31/26 - 28.98 12/31/25 - 28.97 Inventory Turnover 06/30/26 - - 03/31/26 - 22.28 12/31/25 - 17.66 Debt-to-Equity 06/30/26 - - 03/31/26 - 0.88 12/31/25 - 1.01 Debt-to-Capital 06/30/26 - - 03/31/26 - 46.68 12/31/25 - 50.17

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