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Zacks Company Profile for Regional Management Corp. (RM : NYSE)

• Company Description    Regional Management Corp. is a diversified specialty consumer finance company engaged in providing loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies and other traditional lenders. It offers Small Installment Loans, Large Installment Loans, Automobile Purchase Loans, Furniture and Appliance Purchase Loans and Insurance Products. The Company has operations primarily in South Carolina, Texas, North Carolina, Tennessee and Alabama. Regional Management Corp. is headquartered in Greenville, South Carolina. Number of Employees: 2,112

• Price / Volume Information    Yesterday's Closing Price: $41.65 Daily Weekly Monthly 20 Day Moving Average: 72,923 shares Shares Outstanding: 9.21 (millions) Market Capitalization: $383.52 (millions) Beta: 1.01 52 Week High: $46.00 52 Week Low: $30.46 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 1.49% 0.69% 12 Week 19.20% 16.28% Year To Date 7.48% -0.73%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 979 BATESVILLE ROAD SUITE B - GREER,SC 29651 USA ph: 864-448-7000 fax: 864-422-8035 investor.relations@regionalmanagement.com http://www.regionalmanagement.com

• General Corporate Information    Officers Lakhbir S. Lamba - President; Chief Executive Officer; and Director Carlos Palomares - Chairman of the Board of Directors Harpreet Rana - Executive Vice President and Chief Financial and Steven B. Barnette - Vice President and Chief Accounting Officer Julie Booth - Director Peer Information Regional Management Corp. (EZPW) Regional Management Corp. (FPLPY) Regional Management Corp. (FMACQ) Regional Management Corp. (ASFI) Regional Management Corp. (ACAR.) Regional Management Corp. (HI.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-CONS LOANS Sector: Finance CUSIP: 75902K106 SIC: 6141 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 07/29/26 Share - Related Items Shares Outstanding: 9.21 Most Recent Split Date: (:1) Beta: 1.01 Market Capitalization: $383.52 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.88% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $1.20 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.24 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: -0.02 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 05/20/2026 - $0.30 Next EPS Report Date: 07/29/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 8.45 PEG Ratio: - Price Ratios Price/Book: 1.02 Price/Cash Flow: 9.00 Price / Sales: 0.58 EPS Growth vs. Year Ago Period: 68.57% vs. Previous Quarter: -9.23% Sales Growth vs. Year Ago Period: 9.36% vs. Previous Quarter: -1.42% ROE 06/30/26 - - 03/31/26 - 13.16 12/31/25 - 12.12 ROA 06/30/26 - - 03/31/26 - 2.39 12/31/25 - 2.22 Current Ratio 06/30/26 - - 03/31/26 - 59.88 12/31/25 - 49.92 Quick Ratio 06/30/26 - - 03/31/26 - 59.88 12/31/25 - 49.92 Operating Margin 06/30/26 - - 03/31/26 - 7.40 12/31/25 - 6.88 Net Margin 06/30/26 - - 03/31/26 - 7.40 12/31/25 - 6.88 Pre-Tax Margin 06/30/26 - - 03/31/26 - 9.61 12/31/25 - 8.95 Book Value 06/30/26 - - 03/31/26 - 40.82 12/31/25 - 38.41 Inventory Turnover 06/30/26 - - 03/31/26 - - 12/31/25 - - Debt-to-Equity 06/30/26 - - 03/31/26 - 4.30 12/31/25 - 4.40 Debt-to-Capital 06/30/26 - - 03/31/26 - 81.11 12/31/25 - 81.49

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