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Zacks Company Profile for Simmons First National Corporation (SFNC : NSDQ)

• Company Description    SIMMONS FIRST NATIONAL CORP bank holding company registered under the Bank Holding Act of 1956. Through its subsidiaries, Co. provides a full range of banking and mortgage services to individual and corporate customers. Number of Employees: 2,917

• Price / Volume Information    Yesterday's Closing Price: $23.18 Daily Weekly Monthly 20 Day Moving Average: 1,666,478 shares Shares Outstanding: 145.06 (millions) Market Capitalization: $3,362.58 (millions) Beta: 0.90 52 Week High: $23.91 52 Week Low: $17.00 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 0.91% 0.17% 12 Week 9.03% 6.05% Year To Date 22.97% 12.80%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 501 MAIN STREET - PINE BLUFF,AR 71601 USA ph: 870-541-1000 fax: 870-541-1067 investorrelations@simmonsbank.com http://www.simmonsbank.com

• General Corporate Information    Officers James M. Brogdon - Chief Executive Officer; President and Director Marty D. Casteel - Chairman and Director C. Daniel Hobbs - Executive Vice President and Chief Financial Offic William E. Clark - Director Steven A. Cosse - Director Peer Information Simmons First National Corporation (TSFG) Simmons First National Corporation (ABCB) Simmons First National Corporation (CFNL) Simmons First National Corporation (CPKF) Simmons First National Corporation (HIB) Simmons First National Corporation (FVB) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-SOUTHEAST Sector: Finance CUSIP: 828730200 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/26 Next Expected EPS Date: 10/15/26 Share - Related Items Shares Outstanding: 145.06 Most Recent Split Date: 2.00 (2.00:1) Beta: 0.90 Market Capitalization: $3,362.58 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.71% Current Fiscal Quarter EPS Consensus Estimate: $0.53 Indicated Annual Dividend: $0.86 Current Fiscal Year EPS Consensus Estimate: $2.05 Payout Ratio: 0.44 Number of Estimates in the Fiscal Year Consensus: 4.00 Change In Payout Ratio: -0.01 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 06/15/2026 - $0.22 Next EPS Report Date: 10/15/26

• Fundamental Ratios P/E Current FY Estimate: 11.32 Trailing 12 Months: 11.77 PEG Ratio: - Price Ratios Price/Book: 0.97 Price/Cash Flow: 11.73 Price / Sales: 2.37 EPS Growth vs. Year Ago Period: 13.64% vs. Previous Quarter: 6.38% Sales Growth vs. Year Ago Period: -0.49% vs. Previous Quarter: 2.78% ROE 06/30/26 - 8.32 03/31/26 - 7.81 12/31/25 - 6.73 ROA 06/30/26 - 1.16 03/31/26 - 1.07 12/31/25 - 0.91 Current Ratio 06/30/26 - 0.93 03/31/26 - 0.90 12/31/25 - 0.88 Quick Ratio 06/30/26 - 0.92 03/31/26 - 0.90 12/31/25 - 0.88 Operating Margin 06/30/26 - 20.07 03/31/26 - 18.91 12/31/25 - 16.32 Net Margin 06/30/26 - -24.64 03/31/26 - -25.44 12/31/25 - -27.83 Pre-Tax Margin 06/30/26 - -32.43 03/31/26 - -33.78 12/31/25 - -84.04 Book Value 06/30/26 - 24.00 03/31/26 - 23.70 12/31/25 - 23.63 Inventory Turnover 06/30/26 - 25.88 03/31/26 - 27.59 12/31/25 - 32.67 Debt-to-Equity 06/30/26 - 0.36 03/31/26 - 0.22 12/31/25 - 0.18 Debt-to-Capital 06/30/26 - 26.47 03/31/26 - 18.15 12/31/25 - 15.35

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