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Zacks Company Profile for United Bankshares, Inc. (UBSI : NSDQ)
 
 • Company Description   
United Bankshares, Inc. is a bank holding company whose business is the operation of its bank subsidiaries. All of United's subsidiary banks are full-service commercial banks. Included among the banking services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, floor plan and student loans; and the making of construction and real estate loans. Also offered are individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services.

Number of Employees: 2,694

 
 • Price / Volume Information   
Yesterday's Closing Price: $47.80 Daily Weekly Monthly
20 Day Moving Average: 1,090,181 shares
Shares Outstanding: 137.80 (millions)
Market Capitalization: $6,586.79 (millions)
Beta: 0.71
52 Week High: $48.22
52 Week Low: $34.10
Short Interest Ratio:
  % Price Change % Price Change Relative to S&P 500
4 Week 3.51% 2.75%
12 Week 9.11% 6.12%
Year To Date 24.48% 13.96%
 
 • Address & Contact Information
Street Address Phone / Fax Email Address Web URL
300 UNITED CTR 500 VIRGINIA ST E
-
CHARLESTON,WV 25301
USA
ph: 304-424-8716
fax: 304-424-8800
None http://www.ubsi-inc.com
 
 • General Corporate Information   
Officers
Richard M. Adams, Jr. - Chief Executive Officer
Richard M. Adams - Executive Chairman
W. Mark Tatterson - Chief Financial Officer and Chief Accounting Offic
Mark R. Nesselroad - Director
Patrice A. Harris - Director

Peer Information
United Bankshares, Inc. (TSFG)
United Bankshares, Inc. (ABCB)
United Bankshares, Inc. (CFNL)
United Bankshares, Inc. (CPKF)
United Bankshares, Inc. (HIB)
United Bankshares, Inc. (FVB)
Industry / Sector / Ticker Info
Analyst Coverage: No
Industry Group: BANKS-SOUTHEAST
Sector: Finance
CUSIP: 909907107
SIC: 6022
Fiscal Year
Fiscal Year End: December
Last Reported Quarter: 06/01/26
Next Expected EPS Date: 10/22/26
Share - Related Items
Shares Outstanding: 137.80
Most Recent Split Date: 3.00 (2.00:1)
Beta: 0.71
Market Capitalization: $6,586.79 (millions)
 
 
 • EPS Information     • Dividend Information
Analyst Coverage: No Dividend Yield: 3.18%
Current Fiscal Quarter EPS Consensus Estimate: $0.92 Indicated Annual Dividend: $1.52
Current Fiscal Year EPS Consensus Estimate: $3.64 Payout Ratio: 0.43
Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: -0.09
Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 06/12/2026 - $0.38
Next EPS Report Date: 10/22/26  
 

 • Fundamental Ratios
P/E
Current FY Estimate: 13.13
Trailing 12 Months: 13.02
PEG Ratio: -
Price Ratios
Price/Book: 1.22
Price/Cash Flow: 14.44
Price / Sales: 3.58
EPS Growth
vs. Year Ago Period: 11.76%
vs. Previous Quarter: 6.74%
Sales Growth
vs. Year Ago Period: 0.89%
vs. Previous Quarter: 1.49%
ROE
06/30/26 - 9.41
03/31/26 - 9.26
12/31/25 - 8.60
ROA
06/30/26 - 1.53
03/31/26 - 1.51
12/31/25 - 1.40
Current Ratio
06/30/26 - -
03/31/26 - 0.98
12/31/25 - 0.99
Quick Ratio
06/30/26 - -
03/31/26 - 0.98
12/31/25 - 0.98
Operating Margin
06/30/26 - 27.97
03/31/26 - 27.45
12/31/25 - 25.51
Net Margin
06/30/26 - 27.97
03/31/26 - 27.45
12/31/25 - 25.51
Pre-Tax Margin
06/30/26 - -
03/31/26 - 34.41
12/31/25 - 32.04
Book Value
06/30/26 - -
03/31/26 - 39.29
12/31/25 - 39.14
Inventory Turnover
06/30/26 - -
03/31/26 - 17.90
12/31/25 - 18.30
Debt-to-Equity
06/30/26 - -
03/31/26 - 0.10
12/31/25 - 0.10
Debt-to-Capital
06/30/26 - -
03/31/26 - 8.84
12/31/25 - 8.82
 

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