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Zacks Company Profile for XP Inc. (XP : NSDQ)

• Company Description    XP Inc. provides a technology-driven financial services platform. It offers financial products and services primarily in Brazil. XP Inc. is based in NEW YORK. Number of Employees: 8,069

• Price / Volume Information    Yesterday's Closing Price: $16.69 Daily Weekly Monthly 20 Day Moving Average: 5,515,927 shares Shares Outstanding: 537.42 (millions) Market Capitalization: $8,969.59 (millions) Beta: 1.10 52 Week High: $23.13 52 Week Low: $14.80 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 5.77% 4.99% 12 Week -12.89% -15.28% Year To Date 1.95% -5.00%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 20 GENESIS CLOSE - GRAND CAYMAN GEORGE TOWN,E9 KY-1-1208 BRA ph: 55-11-3075-0429 fax: - ir@xpi.com http://www.xpinc.com

• General Corporate Information    Officers Thiago Maffra - Chief Executive Officer Victor Andreu Mansur Farinassi - Chief Financial Officer Fabricio Cunha de Almeida - General Counsel - - - - - - Peer Information XP Inc. (EIIN) XP Inc. (AFMI) XP Inc. (DRL) XP Inc. (GRFPY) XP Inc. (IGOT) XP Inc. (ATLC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-MISC SVCS Sector: Finance CUSIP: G98239109 SIC: 6211 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 08/17/26 Share - Related Items Shares Outstanding: 537.42 Most Recent Split Date: (:1) Beta: 1.10 Market Capitalization: $8,969.59 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.40% Current Fiscal Quarter EPS Consensus Estimate: $0.53 Indicated Annual Dividend: $0.40 Current Fiscal Year EPS Consensus Estimate: $2.07 Payout Ratio: 0.10 Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: -0.17 Estmated Long-Term EPS Growth Rate: 13.62% Last Dividend Paid: 06/10/2026 - $0.20 Next EPS Report Date: 08/17/26

• Fundamental Ratios P/E Current FY Estimate: 8.06 Trailing 12 Months: 9.22 PEG Ratio: 0.59 Price Ratios Price/Book: 1.91 Price/Cash Flow: 9.15 Price / Sales: 2.54 EPS Growth vs. Year Ago Period: 20.51% vs. Previous Quarter: 2.17% Sales Growth vs. Year Ago Period: 20.18% vs. Previous Quarter: 1.88% ROE 06/30/26 - - 03/31/26 - 22.51 12/31/25 - 23.08 ROA 06/30/26 - - 03/31/26 - 1.34 12/31/25 - 1.37 Current Ratio 06/30/26 - - 03/31/26 - 6.66 12/31/25 - 5.36 Quick Ratio 06/30/26 - - 03/31/26 - 6.66 12/31/25 - 5.36 Operating Margin 06/30/26 - - 03/31/26 - 27.40 12/31/25 - 27.51 Net Margin 06/30/26 - - 03/31/26 - 27.40 12/31/25 - 27.51 Pre-Tax Margin 06/30/26 - - 03/31/26 - 28.76 12/31/25 - 29.61 Book Value 06/30/26 - - 03/31/26 - 8.74 12/31/25 - 7.85 Inventory Turnover 06/30/26 - - 03/31/26 - - 12/31/25 - - Debt-to-Equity 06/30/26 - - 03/31/26 - 0.02 12/31/25 - 0.01 Debt-to-Capital 06/30/26 - - 03/31/26 - 1.89 12/31/25 - 1.00

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