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Zacks Company Profile for Yirendai Ltd. (YRD : NYSE)

• Company Description    Yiren Digital Ltd. is an advanced, AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Number of Employees: 981

• Price / Volume Information    Yesterday's Closing Price: $1.18 Daily Weekly Monthly 20 Day Moving Average: 3,122,229 shares Shares Outstanding: 87.49 (millions) Market Capitalization: $103.24 (millions) Beta: 1.13 52 Week High: $6.79 52 Week Low: $0.82 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 6.31% 5.47% 12 Week -41.87% -43.30% Year To Date -68.11% -70.55%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 28/F China Merchants Bureau Building 118 Jianguo Road - Beijing,F4 100022 CHN ph: 86-10-5964-4552 fax: - ir@yirendai.com http://www.yiren.com

• General Corporate Information    Officers Ning Tang - Executive Chairman and Chief Executive Officer Ka Chun William Hui - Chief Financial Officer Tina Ju - Director Jingsheng Huang - Director Shuo Zheng - Director Peer Information Yirendai Ltd. (BIZZ) Yirendai Ltd. (DCLK) Yirendai Ltd. (DGIN.) Yirendai Ltd. (DVW) Yirendai Ltd. (CYCHZ) Yirendai Ltd. (IFXC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: INTERNET SERVICES Sector: Computer and Technology CUSIP: 98585L100 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 08/20/26 Share - Related Items Shares Outstanding: 87.49 Most Recent Split Date: (:1) Beta: 1.13 Market Capitalization: $103.24 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 16.95% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.20 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 08/20/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: 0.08 Price/Cash Flow: 10.03 Price / Sales: 0.14 EPS Growth vs. Year Ago Period: -310.26% vs. Previous Quarter: 43.06% Sales Growth vs. Year Ago Period: -38.07% vs. Previous Quarter: -3.12% ROE 06/30/26 - - 03/31/26 - -7.58 12/31/25 - 0.18 ROA 06/30/26 - - 03/31/26 - -5.21 12/31/25 - 0.13 Current Ratio 06/30/26 - - 03/31/26 - 3.07 12/31/25 - 4.48 Quick Ratio 06/30/26 - - 03/31/26 - 3.07 12/31/25 - 4.48 Operating Margin 06/30/26 - - 03/31/26 - -14.35 12/31/25 - 0.31 Net Margin 06/30/26 - - 03/31/26 - -14.35 12/31/25 - 0.31 Pre-Tax Margin 06/30/26 - - 03/31/26 - -15.24 12/31/25 - -0.66 Book Value 06/30/26 - - 03/31/26 - 14.73 12/31/25 - 15.35 Inventory Turnover 06/30/26 - - 03/31/26 - - 12/31/25 - - Debt-to-Equity 06/30/26 - - 03/31/26 - 0.00 12/31/25 - 0.00 Debt-to-Capital 06/30/26 - - 03/31/26 - 0.00 12/31/25 - 0.00

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