Hottest Stocks (Over $10)	Hottest Stocks ($2-$10)	Biggest Losers (Over $10)	Biggest Losers ($2-$10)	Hottest Industries	Hottest Sectors	EPS / Sales Surprises
Enter Ticker Symbol:   Ticker Lookup Company Quote Company Profile Research Summary EPS Consensus Perspective Insider Transactions Price Performance

Enter any portion of the company’s name to find its corresponding ticker symbol:

Search for :

Zacks Company Profile for Arrow Financial Corporation (AROW : NSDQ)

• Company Description    Arrow Financial Corporation is registered as a bank holding company. They own two nationally chartered banks, Glens Falls National Bank and Trust Company, and Saratoga National Bank and Trust Company, as well as two non-bank subsidiaries, the operations of which are not significant. They own directly or indirectly all voting stock of all its subsidiaries. The business of the Company consists primarily of the ownership, supervision and control of its bank subsidiaries. Number of Employees: 554

• Price / Volume Information    Yesterday's Closing Price: $31.40 Daily Weekly Monthly 20 Day Moving Average: 67,522 shares Shares Outstanding: 16.44 (millions) Market Capitalization: $516.29 (millions) Beta: 0.82 52 Week High: $33.56 52 Week Low: $22.72 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 0.71% 0.77% 12 Week 14.98% 13.44% Year To Date 9.37% -6.03%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 250 GLEN ST - GLENS FALLS,NY 12801 USA ph: 518-745-1000 fax: 518-745-5513 None http://www.arrowfinancial.com

• General Corporate Information    Officers David S. DeMarco - President and Chief Executive Officer Penko Ivanov - Chief Financial Officer Mark L. Behan - Director David G. Kruczlnicki - Director Tenee R. Casaccio - Director Peer Information Arrow Financial Corporation (CNBKA) Arrow Financial Corporation (CNBI2) Arrow Financial Corporation (CNOB) Arrow Financial Corporation (FBNK.) Arrow Financial Corporation (FMBN) Arrow Financial Corporation (TBNK) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-NORTHEAST Sector: Finance CUSIP: 042744102 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/29/26 Share - Related Items Shares Outstanding: 16.44 Most Recent Split Date: 9.00 (1.03:1) Beta: 0.82 Market Capitalization: $516.29 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.69% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $1.16 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.50 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 0.04 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 11/12/2025 - $0.29 Next EPS Report Date: 01/29/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 13.53 PEG Ratio: - Price Ratios Price/Book: 1.24 Price/Cash Flow: 13.22 Price / Sales: 2.20 EPS Growth vs. Year Ago Period: 45.28% vs. Previous Quarter: 10.00% Sales Growth vs. Year Ago Period: 8.23% vs. Previous Quarter: 5.29% ROE 12/31/25 - - 09/30/25 - 9.46 06/30/25 - 8.64 ROA 12/31/25 - - 09/30/25 - 0.87 06/30/25 - 0.79 Current Ratio 12/31/25 - - 09/30/25 - 0.93 06/30/25 - 0.93 Quick Ratio 12/31/25 - - 09/30/25 - 0.93 06/30/25 - 0.93 Operating Margin 12/31/25 - - 09/30/25 - 16.42 06/30/25 - 15.09 Net Margin 12/31/25 - - 09/30/25 - 14.65 06/30/25 - 13.28 Pre-Tax Margin 12/31/25 - - 09/30/25 - 18.67 06/30/25 - 16.86 Book Value 12/31/25 - - 09/30/25 - 25.36 06/30/25 - 24.50 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - 0.06 06/30/25 - 0.06 Debt-to-Capital 12/31/25 - - 09/30/25 - 5.63 06/30/25 - 5.76

Powered by Zacks Investment Research ©