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Zacks Company Profile for Carver Bancorp, Inc. (CARV : OTC)

• Company Description    CARVER BANCORP INC. is a holding company engaged in general banking business. Number of Employees: 109

• Price / Volume Information    Yesterday's Closing Price: $1.22 Daily Weekly Monthly 20 Day Moving Average: 45,954 shares Shares Outstanding: 5.10 (millions) Market Capitalization: $6.22 (millions) Beta: 1.51 52 Week High: $1.33 52 Week Low: $1.13 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -23.27% -25.87% 12 Week -48.74% -50.17% Year To Date -33.70% -42.94%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 75 West 125th Street - New York,NY 10027 USA ph: 718-230-2900 fax: 212-426-6213 ir@carverbank.com http://www.carverbank.com

• General Corporate Information    Officers Donald Felix - President and Chief Executive Officer Lewis P. Jones III - Chairman Christina L. Maier - First Senior Vice President and Chief Financial Of Colvin W. Grannum - Director Pazel G. Jackson, Jr. - Director Peer Information Carver Bancorp, Inc. (ABBK) Carver Bancorp, Inc. (ABCWQ) Carver Bancorp, Inc. (BDJI) Carver Bancorp, Inc. (COOPQ) Carver Bancorp, Inc. (CITZ) Carver Bancorp, Inc. (BKC.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-SVGS & LOAN Sector: Finance CUSIP: 146875604 SIC: 6035 Fiscal Year Fiscal Year End: March Last Reported Quarter: 09/01/25 Next Expected EPS Date: 02/12/26 Share - Related Items Shares Outstanding: 5.10 Most Recent Split Date: 11.00 (0.07:1) Beta: 1.51 Market Capitalization: $6.22 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 02/12/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: 1.20 Price/Cash Flow: - Price / Sales: 0.17 EPS Growth vs. Year Ago Period: -12.20% vs. Previous Quarter: -109.09% Sales Growth vs. Year Ago Period: -5.71% vs. Previous Quarter: -6.26% ROE 09/30/25 - -171.55 06/30/25 - -117.36 03/31/25 - -100.62 ROA 09/30/25 - -1.82 06/30/25 - -1.74 03/31/25 - -1.86 Current Ratio 09/30/25 - 1.01 06/30/25 - 1.00 03/31/25 - 1.00 Quick Ratio 09/30/25 - 1.01 06/30/25 - 1.00 03/31/25 - 1.00 Operating Margin 09/30/25 - -34.89 06/30/25 - -33.51 03/31/25 - -36.78 Net Margin 09/30/25 - -34.89 06/30/25 - -33.51 03/31/25 - -36.78 Pre-Tax Margin 09/30/25 - -34.89 06/30/25 - -33.51 03/31/25 - -36.78 Book Value 09/30/25 - 1.02 06/30/25 - 1.34 03/31/25 - 1.54 Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - 5.30 06/30/25 - 3.13 03/31/25 - 2.58 Debt-to-Capital 09/30/25 - 50.57 06/30/25 - 42.77 03/31/25 - 40.63

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