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Zacks Company Profile for Coastal Financial Corporation (CCB : NSDQ)

• Company Description    Coastal Financial Corporation is a bank holding company. It provides accounts checking, savings deposits, money market, mortgage and term loans services, as well as card facilities and internet banking services, through its subsidiaries. Coastal Financial Corporation is based in WA, United States. Number of Employees: 488

• Price / Volume Information    Yesterday's Closing Price: $107.73 Daily Weekly Monthly 20 Day Moving Average: 111,257 shares Shares Outstanding: 15.11 (millions) Market Capitalization: $1,627.70 (millions) Beta: 1.06 52 Week High: $119.22 52 Week Low: $62.72 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -3.98% -5.54% 12 Week 9.54% 1.89% Year To Date 26.88% 8.91%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 5415 Evergreen Way - Everett,WA 98203 USA ph: 425-257-9000 fax: - jedwards@coastalbank.com http://www.coastalbank.com

• General Corporate Information    Officers Eric M. Sprink - Chief Executive Officer and Director Christopher D. Adams - Chairman Steven D. Hovde - Vice Chairman Brian T. Hamilton - President and Director Joel G. Edwards - Executive Vice President and Chief Financial Offic Peer Information Coastal Financial Corporation (CACB) Coastal Financial Corporation (CPF) Coastal Financial Corporation (FMBL) Coastal Financial Corporation (GRGN.) Coastal Financial Corporation (EVRT) Coastal Financial Corporation (EWBC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-WEST Sector: Finance CUSIP: 19046P209 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/27/26 Share - Related Items Shares Outstanding: 15.11 Most Recent Split Date: (:1) Beta: 1.06 Market Capitalization: $1,627.70 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $1.18 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $3.38 Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 01/27/26

• Fundamental Ratios P/E Current FY Estimate: 31.84 Trailing 12 Months: 34.09 PEG Ratio: - Price Ratios Price/Book: 3.51 Price/Cash Flow: 27.99 Price / Sales: 2.44 EPS Growth vs. Year Ago Period: -9.28% vs. Previous Quarter: 23.94% Sales Growth vs. Year Ago Period: -5.05% vs. Previous Quarter: 16.82% ROE 09/30/25 - 10.60 06/30/25 - 11.31 03/31/25 - 12.53 ROA 09/30/25 - 1.11 06/30/25 - 1.12 03/31/25 - 1.17 Current Ratio 09/30/25 - - 06/30/25 - 1.06 03/31/25 - 1.06 Quick Ratio 09/30/25 - - 06/30/25 - 1.05 03/31/25 - 1.04 Operating Margin 09/30/25 - 7.14 06/30/25 - 7.02 03/31/25 - 6.94 Net Margin 09/30/25 - 7.14 06/30/25 - 7.02 03/31/25 - 6.94 Pre-Tax Margin 09/30/25 - - 06/30/25 - 8.82 03/31/25 - 8.70 Book Value 09/30/25 - - 06/30/25 - 30.73 03/31/25 - 29.98 Inventory Turnover 09/30/25 - - 06/30/25 - 3.67 03/31/25 - 6.84 Debt-to-Equity 09/30/25 - - 06/30/25 - 0.10 03/31/25 - 0.11 Debt-to-Capital 09/30/25 - - 06/30/25 - 9.41 03/31/25 - 9.63

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