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Zacks Company Profile for Grupo Cibest S.A. - Sponsored ADR (CIB : NYSE)

• Company Description    Grupo Cibest S.A. operates as a holding company, through its subsidiaries, provides a range of financial products and services. It serves diversified individual, corporate, institutional and government customer base throughout Colombia, Latin America and the Caribbean region. Grupo Cibest S.A., formerly known as Bancolombia S.A., is based in MEDELLIN, Colombia. Number of Employees: 34,114

• Price / Volume Information    Yesterday's Closing Price: $61.83 Daily Weekly Monthly 20 Day Moving Average: 284,907 shares Shares Outstanding: 240.46 (millions) Market Capitalization: $14,867.44 (millions) Beta: 0.88 52 Week High: $65.73 52 Week Low: $31.19 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -1.53% -2.69% 12 Week 17.86% 16.40% Year To Date 96.22% 71.71%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL AVENIDA LOS INDUSTRIALES CARRERA 48 No26 -85 - MEDELLIN,F8 050016 COL ph: 576014885950 fax: 574-404-5146 caa@bancolombia.com http://www.grupobancolombia.com

• General Corporate Information    Officers Juan Carlos Mora Uribe - Chief Executive Officer Mauricio Rosillo Rojas - Vice President Mauricio Botero Wolff - Chief Financial Officer Julian Mora Gomez - Director Jaime Alberto Villegas Gutierrez - Director Peer Information Grupo Cibest S.A. - Sponsored ADR (COPIQ) Grupo Cibest S.A. - Sponsored ADR (AGPB) Grupo Cibest S.A. - Sponsored ADR (SDI) Grupo Cibest S.A. - Sponsored ADR (DES.) Grupo Cibest S.A. - Sponsored ADR (ASUP) Grupo Cibest S.A. - Sponsored ADR (HON) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: DIVERSIFIED OPS Sector: Multi-Sector Conglomerates CUSIP: 40090E106 SIC: 6029 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 02/19/26 Share - Related Items Shares Outstanding: 240.46 Most Recent Split Date: (:1) Beta: 0.88 Market Capitalization: $14,867.44 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 7.87% Current Fiscal Quarter EPS Consensus Estimate: $2.03 Indicated Annual Dividend: $4.86 Current Fiscal Year EPS Consensus Estimate: $7.96 Payout Ratio: 0.67 Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: -0.18 Estmated Long-Term EPS Growth Rate: 9.01% Last Dividend Paid: NA - $0.00 Next EPS Report Date: 02/19/26

• Fundamental Ratios P/E Current FY Estimate: 7.77 Trailing 12 Months: 8.49 PEG Ratio: 0.86 Price Ratios Price/Book: 1.71 Price/Cash Flow: 8.52 Price / Sales: 1.46 EPS Growth vs. Year Ago Period: 46.31% vs. Previous Quarter: 21.79% Sales Growth vs. Year Ago Period: 9.25% vs. Previous Quarter: 5.52% ROE 09/30/25 - 22.58 06/30/25 - 19.77 03/31/25 - 15.54 ROA 09/30/25 - 2.54 06/30/25 - 2.23 03/31/25 - 1.81 Current Ratio 09/30/25 - 1.00 06/30/25 - 1.00 03/31/25 - 1.00 Quick Ratio 09/30/25 - 1.00 06/30/25 - 1.00 03/31/25 - 1.00 Operating Margin 09/30/25 - 17.26 06/30/25 - 15.30 03/31/25 - 14.42 Net Margin 09/30/25 - 17.26 06/30/25 - 15.30 03/31/25 - 14.42 Pre-Tax Margin 09/30/25 - 15.05 06/30/25 - 13.61 03/31/25 - 15.07 Book Value 09/30/25 - 36.26 06/30/25 - 21.65 03/31/25 - 34.67 Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - 0.26 06/30/25 - 0.29 03/31/25 - 0.26 Debt-to-Capital 09/30/25 - 21.60 06/30/25 - 22.47 03/31/25 - 21.50

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