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Zacks Company Profile for First BanCorp. (FBP : NYSE)

• Company Description    First Bancorp distinguished itself by providing innovative marketing strategies and novel products to attract clients. Besides the branches and lending offices, the Corporation has offered a telephone information service called `Telebanco` since 1983. This was the first telebanking service offered in Puerto Rico. The Corporation's clients have access to an extensive ATM network all over the world. The Corporation was the first in Puerto Rico to open on weekends and the first to offer in-store branches to its clients. Number of Employees: 3,218

• Price / Volume Information    Yesterday's Closing Price: $21.74 Daily Weekly Monthly 20 Day Moving Average: 1,655,230 shares Shares Outstanding: 155.72 (millions) Market Capitalization: $3,385.27 (millions) Beta: 0.83 52 Week High: $23.43 52 Week Low: $16.40 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 3.72% 7.63% 12 Week 0.14% 5.29% Year To Date 4.87% 9.06%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 1519 PONCE DE LEON AVE STOP 23 - SAN JUAN,PR 00908 USA ph: 787-729-8200 fax: 787-724-5040 ir@firstbankpr.com http://www.fbpinvestor.com

• General Corporate Information    Officers Aurelio Aleman - President; Chief Executive Officer and Director Roberto R. Herencia - Chairman of the Board and Director Orlando Berges - Executive Vice President and Chief Financial Offic Said Ortiz - Senior Vice President and Chief Accounting Officer Patricia M. Eaves - Director Peer Information First BanCorp. (BKAU) First BanCorp. (BKEAY) First BanCorp. (BKNIY) First BanCorp. (BKJAY) First BanCorp. (ABNYY) First BanCorp. (BNSTY) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-FOREIGN Sector: Finance CUSIP: 318672706 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 04/22/26 Share - Related Items Shares Outstanding: 155.72 Most Recent Split Date: 1.00 (0.07:1) Beta: 0.83 Market Capitalization: $3,385.27 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.68% Current Fiscal Quarter EPS Consensus Estimate: $0.55 Indicated Annual Dividend: $0.80 Current Fiscal Year EPS Consensus Estimate: $2.18 Payout Ratio: 0.35 Number of Estimates in the Fiscal Year Consensus: 4.00 Change In Payout Ratio: 0.02 Estmated Long-Term EPS Growth Rate: 7.38% Last Dividend Paid: 02/26/2026 - $0.20 Next EPS Report Date: 04/22/26

• Fundamental Ratios P/E Current FY Estimate: 9.98 Trailing 12 Months: 10.71 PEG Ratio: 1.35 Price Ratios Price/Book: 1.75 Price/Cash Flow: 10.02 Price / Sales: 2.70 EPS Growth vs. Year Ago Period: 19.57% vs. Previous Quarter: 7.84% Sales Growth vs. Year Ago Period: 2.45% vs. Previous Quarter: 1.92% ROE 03/31/26 - - 12/31/25 - 17.33 09/30/25 - 17.45 ROA 03/31/26 - - 12/31/25 - 1.70 09/30/25 - 1.64 Current Ratio 03/31/26 - - 12/31/25 - 0.81 09/30/25 - 0.81 Quick Ratio 03/31/26 - - 12/31/25 - 0.81 09/30/25 - 0.80 Operating Margin 03/31/26 - - 12/31/25 - 25.92 09/30/25 - 25.22 Net Margin 03/31/26 - - 12/31/25 - 27.48 09/30/25 - 26.73 Pre-Tax Margin 03/31/26 - - 12/31/25 - 33.21 09/30/25 - 32.50 Book Value 03/31/26 - - 12/31/25 - 12.45 09/30/25 - 11.95 Inventory Turnover 03/31/26 - - 12/31/25 - 17.67 09/30/25 - 18.41 Debt-to-Equity 03/31/26 - - 12/31/25 - 0.15 09/30/25 - 0.15 Debt-to-Capital 03/31/26 - - 12/31/25 - 12.85 09/30/25 - 13.13

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