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Zacks Company Profile for First Financial Bankshares, Inc. (FFIN : NSDQ)

• Company Description    FIRST FINL BANKSHARES, INC. is a registered multi-bank holding company. Number of Employees: 1,500

• Price / Volume Information    Yesterday's Closing Price: $29.86 Daily Weekly Monthly 20 Day Moving Average: 618,596 shares Shares Outstanding: 143.21 (millions) Market Capitalization: $4,276.13 (millions) Beta: 0.88 52 Week High: $44.66 52 Week Low: $29.80 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -7.38% -6.51% 12 Week -18.97% -21.80% Year To Date -17.17% -26.99%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 400 PINE STREET - ABILENE,TX 79601 USA ph: 325-627-7155 fax: 325-627-7393 investorrelations@ffin.com http://www.ffin.com

• General Corporate Information    Officers F. Scott Dueser - Chairman of the Board; President and Michelle S. Hickox - Executive Vice President; Chief Financial Officer; Johnny E. Trotter - Director Robert C. Nickles - Director Kade L. Matthews - Director Peer Information First Financial Bankshares, Inc. (FBA) First Financial Bankshares, Inc. (FVNB) First Financial Bankshares, Inc. (FSNMQ) First Financial Bankshares, Inc. (SRYPQ) First Financial Bankshares, Inc. (BOKF) First Financial Bankshares, Inc. (FHN) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-SOUTHWEST Sector: Finance CUSIP: 32020R109 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/22/26 Share - Related Items Shares Outstanding: 143.21 Most Recent Split Date: 6.00 (2.00:1) Beta: 0.88 Market Capitalization: $4,276.13 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.55% Current Fiscal Quarter EPS Consensus Estimate: $0.48 Indicated Annual Dividend: $0.76 Current Fiscal Year EPS Consensus Estimate: $1.76 Payout Ratio: 0.45 Number of Estimates in the Fiscal Year Consensus: 2.00 Change In Payout Ratio: 0.02 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 09/15/2025 - $0.19 Next EPS Report Date: 01/22/26

• Fundamental Ratios P/E Current FY Estimate: 16.97 Trailing 12 Months: 17.67 PEG Ratio: - Price Ratios Price/Book: 2.33 Price/Cash Flow: 15.15 Price / Sales: 5.25 EPS Growth vs. Year Ago Period: -7.69% vs. Previous Quarter: -23.40% Sales Growth vs. Year Ago Period: 11.25% vs. Previous Quarter: 4.02% ROE 09/30/25 - 14.16 06/30/25 - 14.69 03/31/25 - 14.31 ROA 09/30/25 - 1.69 06/30/25 - 1.75 03/31/25 - 1.68 Current Ratio 09/30/25 - 0.68 06/30/25 - 0.69 03/31/25 - 0.70 Quick Ratio 09/30/25 - 0.68 06/30/25 - 0.69 03/31/25 - 0.70 Operating Margin 09/30/25 - 29.81 06/30/25 - 31.01 03/31/25 - 30.01 Net Margin 09/30/25 - 29.81 06/30/25 - 31.01 03/31/25 - 30.01 Pre-Tax Margin 09/30/25 - 36.38 06/30/25 - 37.90 03/31/25 - 36.58 Book Value 09/30/25 - 12.78 06/30/25 - 12.15 03/31/25 - 11.75 Inventory Turnover 09/30/25 - 9.65 06/30/25 - 10.40 03/31/25 - 12.64 Debt-to-Equity 09/30/25 - 0.00 06/30/25 - 0.00 03/31/25 - 0.00 Debt-to-Capital 09/30/25 - 0.00 06/30/25 - 0.00 03/31/25 - 0.00

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