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Zacks Company Profile for PPDAI Group Inc. Sponsored ADR (FINV : NYSE)

• Company Description    FinVolution Group provides online consumer finance marketplace primarily in China. FinVolution Group, formerly known as PPDAI Group Inc, is based in SHANGHAI, China. Number of Employees: 3,623

• Price / Volume Information    Yesterday's Closing Price: $5.17 Daily Weekly Monthly 20 Day Moving Average: 1,909,798 shares Shares Outstanding: 253.25 (millions) Market Capitalization: $1,309.30 (millions) Beta: 0.38 52 Week High: $11.08 52 Week Low: $4.70 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -12.37% -14.23% 12 Week -32.60% -33.81% Year To Date -23.86% -34.30%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL BUILDING G1 NO. 999 DANGUI ROAD - SHANGHAI,F4 201203 CHN ph: 86-21-8030-3200 fax: - ir@xinye.com https://ir.finvgroup.com

• General Corporate Information    Officers Tiezheng Li - Vice Chairman and Chief Executive Officer Shaofeng Gu - Chairman; Chief Innovation Officer Pingping Chen - President and Chief Compliance Officer Yuxiang Wang - Chief Operating Officer and Chief Technology Offic Jiayuan Xu - Chief Financial Officer Peer Information PPDAI Group Inc. Sponsored ADR (EIIN) PPDAI Group Inc. Sponsored ADR (AFMI) PPDAI Group Inc. Sponsored ADR (DRL) PPDAI Group Inc. Sponsored ADR (GRFPY) PPDAI Group Inc. Sponsored ADR (IGOT) PPDAI Group Inc. Sponsored ADR (ATLC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-MISC SVCS Sector: Finance CUSIP: 31810T101 SIC: 6163 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 03/16/26 Share - Related Items Shares Outstanding: 253.25 Most Recent Split Date: (:1) Beta: 0.38 Market Capitalization: $1,309.30 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: -0.13 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 03/16/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 3.36 PEG Ratio: - Price Ratios Price/Book: 0.56 Price/Cash Flow: 3.68 Price / Sales: 0.67 EPS Growth vs. Year Ago Period: -5.56% vs. Previous Quarter: -17.07% Sales Growth vs. Year Ago Period: 4.91% vs. Previous Quarter: -1.94% ROE 09/30/25 - 18.33 06/30/25 - 18.88 03/31/25 - 18.15 ROA 09/30/25 - 11.77 06/30/25 - 12.21 03/31/25 - 11.86 Current Ratio 09/30/25 - 2.86 06/30/25 - 2.89 03/31/25 - 2.27 Quick Ratio 09/30/25 - 2.86 06/30/25 - 2.89 03/31/25 - 2.27 Operating Margin 09/30/25 - 21.02 06/30/25 - 21.35 03/31/25 - 20.55 Net Margin 09/30/25 - 19.98 06/30/25 - 20.28 03/31/25 - 19.44 Pre-Tax Margin 09/30/25 - 24.08 06/30/25 - 24.22 03/31/25 - 22.70 Book Value 09/30/25 - 9.27 06/30/25 - 8.90 03/31/25 - 8.60 Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - 0.06 06/30/25 - 0.06 03/31/25 - 0.00 Debt-to-Capital 09/30/25 - 5.80 06/30/25 - 6.02 03/31/25 - 0.00

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