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Zacks Company Profile for Jeffersonville Bancorp (JFBC : OTC)

• Company Description    Jeffersonville Bancorp is the holding company for The First National Bank of Jeffersonville. The Bank is a full service institution employing approximately 113 people and serves all of Sullivan County, New York as well as some areas of adjacent counties in New York and Pennsylvania. Number of Employees:

• Price / Volume Information    Yesterday's Closing Price: $22.74 Daily Weekly Monthly 20 Day Moving Average: 843 shares Shares Outstanding: 4.23 (millions) Market Capitalization: $96.29 (millions) Beta: 0.21 52 Week High: $23.44 52 Week Low: $18.81 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 0.40% 0.46% 12 Week 3.32% 1.93% Year To Date 14.56% -1.57%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 4864 STATE ROUTE 52 PO BOX 398 - JEFFERSONVILLE,NY 12748 USA ph: 845-482-4000 fax: 845-482-3544 wzanetti@jeffbank.com http://www.jeff.bank

• General Corporate Information    Officers George W. Kinne - Chief Executive Officer and President Kenneth C. Klein - Chairman of the Board John A. Russell - Executive Vice President and Chief Financial Offic Florence Horecky - Vice President and Operations Officer David W. Bodenstein - Director Peer Information Jeffersonville Bancorp (CNBKA) Jeffersonville Bancorp (CNBI2) Jeffersonville Bancorp (CNOB) Jeffersonville Bancorp (FBNK.) Jeffersonville Bancorp (FMBN) Jeffersonville Bancorp (TBNK) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-NORTHEAST Sector: Finance CUSIP: 47559A103 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 02/10/26 Share - Related Items Shares Outstanding: 4.23 Most Recent Split Date: 6.00 (3.00:1) Beta: 0.21 Market Capitalization: $96.29 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.64% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.60 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.21 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: -0.10 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 11/25/2025 - $0.15 Next EPS Report Date: 02/10/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 8.04 PEG Ratio: - Price Ratios Price/Book: 0.95 Price/Cash Flow: 7.45 Price / Sales: 2.88 EPS Growth vs. Year Ago Period: 6.85% vs. Previous Quarter: 0.00% Sales Growth vs. Year Ago Period: -1.82% vs. Previous Quarter: 2.37% ROE 12/31/25 - - 09/30/25 - 12.53 06/30/25 - 12.72 ROA 12/31/25 - - 09/30/25 - 1.82 06/30/25 - 1.80 Current Ratio 12/31/25 - - 09/30/25 - 0.78 06/30/25 - 0.78 Quick Ratio 12/31/25 - - 09/30/25 - 0.78 06/30/25 - 0.78 Operating Margin 12/31/25 - - 09/30/25 - 35.75 06/30/25 - 34.98 Net Margin 12/31/25 - - 09/30/25 - 35.75 06/30/25 - 34.98 Pre-Tax Margin 12/31/25 - - 09/30/25 - 45.00 06/30/25 - 44.07 Book Value 12/31/25 - - 09/30/25 - 23.97 06/30/25 - 22.79 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - 0.00 06/30/25 - 0.00 Debt-to-Capital 12/31/25 - - 09/30/25 - 0.00 06/30/25 - 0.00

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