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Zacks Company Profile for loanDepot, Inc. (LDI : NYSE)

• Company Description    loanDepot Inc. provides mortgage and non-mortgage loan products. The Company offers consumer credit products to customers, ranging from home loans to unsecured personal loans. loanDepot Inc. is based in CA, United States. Number of Employees: 4,900

• Price / Volume Information    Yesterday's Closing Price: $1.56 Daily Weekly Monthly 20 Day Moving Average: 2,638,344 shares Shares Outstanding: 333.24 (millions) Market Capitalization: $519.85 (millions) Beta: 3.47 52 Week High: $5.05 52 Week Low: $1.01 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -23.15% -21.58% 12 Week -27.44% -25.50% Year To Date -24.64% -22.99%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 6561 IRVINE CENTER DRIVE - IRVINE,CA 92618 USA ph: 888-337-6888 fax: - ir@loandepot.com http://www.loandepot.com

• General Corporate Information    Officers Anthony Hsieh - Executive Chairman; Chief Executive Officer and Pr David Hayes - Chief Financial Officer Darren Graeler - Chief Accounting Officer Dawn Lepore - Director Brian P. Golson - Director Peer Information loanDepot, Inc. (DFCLQ) loanDepot, Inc. (VEL) loanDepot, Inc. (CFC) loanDepot, Inc. (T.FTI) loanDepot, Inc. (CLNH.) loanDepot, Inc. (BFSC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-MTG&REL SVS Sector: Finance CUSIP: 53946R106 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 05/05/26 Share - Related Items Shares Outstanding: 333.24 Most Recent Split Date: (:1) Beta: 3.47 Market Capitalization: $519.85 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.03 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $0.10 Payout Ratio: Number of Estimates in the Fiscal Year Consensus: 2.00 Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: 42.71% Last Dividend Paid: NA - $0.00 Next EPS Report Date: 05/05/26

• Fundamental Ratios P/E Current FY Estimate: 15.60 Trailing 12 Months: - PEG Ratio: 0.37 Price Ratios Price/Book: 1.35 Price/Cash Flow: - Price / Sales: 0.44 EPS Growth vs. Year Ago Period: 57.69% vs. Previous Quarter: -450.00% Sales Growth vs. Year Ago Period: 20.51% vs. Previous Quarter: -4.04% ROE 12/31/25 - -18.29 09/30/25 - -22.40 06/30/25 - -19.41 ROA 12/31/25 - -1.23 09/30/25 - -1.64 06/30/25 - -1.53 Current Ratio 12/31/25 - 1.14 09/30/25 - 1.19 06/30/25 - 1.18 Quick Ratio 12/31/25 - 1.14 09/30/25 - 1.19 06/30/25 - 1.18 Operating Margin 12/31/25 - -6.64 09/30/25 - -9.10 06/30/25 - -8.63 Net Margin 12/31/25 - -5.27 09/30/25 - -6.46 06/30/25 - -5.95 Pre-Tax Margin 12/31/25 - -10.13 09/30/25 - -15.20 06/30/25 - -14.09 Book Value 12/31/25 - 1.16 09/30/25 - 1.27 06/30/25 - 1.30 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - 8.22 09/30/25 - 6.94 06/30/25 - 6.71 Debt-to-Capital 12/31/25 - 89.16 09/30/25 - 87.41 06/30/25 - 87.02

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