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Zacks Company Profile for Lakeland Financial Corporation (LKFN : NSDQ)

• Company Description    LAKELAND FINANCIAL CORP. is a bank holding company engaged in general banking business. Number of Employees: 701

• Price / Volume Information    Yesterday's Closing Price: $59.07 Daily Weekly Monthly 20 Day Moving Average: 196,091 shares Shares Outstanding: 24.86 (millions) Market Capitalization: $1,468.36 (millions) Beta: 0.77 52 Week High: $65.43 52 Week Low: $54.36 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -1.60% -1.28% 12 Week -1.30% -3.59% Year To Date 3.52% -9.09%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 202 East Center Street - Warsaw,IN 46580 USA ph: 574-267-6144 fax: 574-267-6063 tina.rensberger@lakecitybank.com http://www.lakecitybank.com

• General Corporate Information    Officers David M. Findlay - Chief Executive Officer and Chairman Kristin L. Pruitt - President and Director Lisa M. O'Neill - Chief Financial Officer and Executive Vice Preside Brok A. Lahrman - Senior Vice President; Finance and Chief Accountin A. Faraz Abbasi - Director Peer Information Lakeland Financial Corporation (CNBA) Lakeland Financial Corporation (CNBD) Lakeland Financial Corporation (ASB) Lakeland Financial Corporation (CFIC) Lakeland Financial Corporation (OSBC) Lakeland Financial Corporation (FMBI) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-MIDWEST Sector: Finance CUSIP: 511656100 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/26 Next Expected EPS Date: 10/26/26 Share - Related Items Shares Outstanding: 24.86 Most Recent Split Date: 8.00 (1.50:1) Beta: 0.77 Market Capitalization: $1,468.36 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.52% Current Fiscal Quarter EPS Consensus Estimate: $1.12 Indicated Annual Dividend: $2.08 Current Fiscal Year EPS Consensus Estimate: $4.37 Payout Ratio: 0.48 Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: -0.01 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 07/24/2026 - $0.52 Next EPS Report Date: 10/26/26

• Fundamental Ratios P/E Current FY Estimate: 13.53 Trailing 12 Months: 13.55 PEG Ratio: - Price Ratios Price/Book: 1.90 Price/Cash Flow: 13.30 Price / Sales: 3.44 EPS Growth vs. Year Ago Period: 8.65% vs. Previous Quarter: 8.65% Sales Growth vs. Year Ago Period: 1.75% vs. Previous Quarter: 2.67% ROE 09/30/26 - - 06/30/26 - 14.67 03/31/26 - 14.79 ROA 09/30/26 - - 06/30/26 - 1.58 03/31/26 - 1.57 Current Ratio 09/30/26 - - 06/30/26 - 0.90 03/31/26 - 0.89 Quick Ratio 09/30/26 - - 06/30/26 - 0.89 03/31/26 - 0.89 Operating Margin 09/30/26 - - 06/30/26 - 26.04 03/31/26 - 25.81 Net Margin 09/30/26 - - 06/30/26 - 26.04 03/31/26 - 25.81 Pre-Tax Margin 09/30/26 - - 06/30/26 - 31.77 03/31/26 - 31.49 Book Value 09/30/26 - - 06/30/26 - 31.11 03/31/26 - 30.06 Inventory Turnover 09/30/26 - - 06/30/26 - 71.17 03/31/26 - 95.99 Debt-to-Equity 09/30/26 - - 06/30/26 - 0.00 03/31/26 - 0.00 Debt-to-Capital 09/30/26 - - 06/30/26 - 0.15 03/31/26 - 0.16

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