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Zacks Company Profile for First Western Financial, Inc. (MYFW : NSDQ)

• Company Description    First Western Financial Inc. operates as a bank holding company. It provides wealth management services which include deposit, loans, trust, wealth planning and investment management products and services through its subsidiaries. First Western Financial Inc. is based in Denver, United States. Number of Employees: 321

• Price / Volume Information    Yesterday's Closing Price: $23.25 Daily Weekly Monthly 20 Day Moving Average: 22,940 shares Shares Outstanding: 9.71 (millions) Market Capitalization: $225.87 (millions) Beta: 0.89 52 Week High: $24.88 52 Week Low: $17.10 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 0.43% -0.20% 12 Week 6.07% 0.92% Year To Date 18.93% 2.92%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 1900 SIXTEENTH ST SUITE 1200 - DENVER,CO 80202 USA ph: 303-531-8100 fax: - ir@myfw.com http://www.myfw.com

• General Corporate Information    Officers Scott C. Wylie - Chairman; Chief Executive Officer and President Julie A. Courkamp - President; Chief Operating Officer and Director David R. Weber - Chief Financial Officer and Treasurer Jesica J. Montgomery - Principal Accounting Officer Julie A. Caponi - Director Peer Information First Western Financial, Inc. (CNBA) First Western Financial, Inc. (CNBD) First Western Financial, Inc. (ASB) First Western Financial, Inc. (CFIC) First Western Financial, Inc. (OSBC) First Western Financial, Inc. (FMBI) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-MIDWEST Sector: Finance CUSIP: 33751L105 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/22/26 Share - Related Items Shares Outstanding: 9.71 Most Recent Split Date: (:1) Beta: 0.89 Market Capitalization: $225.87 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.47 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $1.47 Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 01/22/26

• Fundamental Ratios P/E Current FY Estimate: 15.82 Trailing 12 Months: 18.02 PEG Ratio: - Price Ratios Price/Book: 0.86 Price/Cash Flow: 20.24 Price / Sales: 1.24 EPS Growth vs. Year Ago Period: 45.45% vs. Previous Quarter: 23.08% Sales Growth vs. Year Ago Period: 10.11% vs. Previous Quarter: 13.27% ROE 09/30/25 - 4.91 06/30/25 - 4.55 03/31/25 - 4.04 ROA 09/30/25 - 0.42 06/30/25 - 0.39 03/31/25 - 0.35 Current Ratio 09/30/25 - 1.04 06/30/25 - 1.11 03/31/25 - 1.08 Quick Ratio 09/30/25 - - 06/30/25 - 1.10 03/31/25 - 1.07 Operating Margin 09/30/25 - 6.91 06/30/25 - 6.50 03/31/25 - 5.66 Net Margin 09/30/25 - 6.91 06/30/25 - 6.50 03/31/25 - 5.66 Pre-Tax Margin 09/30/25 - 9.07 06/30/25 - 8.57 03/31/25 - 7.45 Book Value 09/30/25 - 26.92 06/30/25 - 26.64 03/31/25 - 26.54 Inventory Turnover 09/30/25 - 3.83 06/30/25 - 4.25 03/31/25 - 4.24 Debt-to-Equity 09/30/25 - 0.37 06/30/25 - 0.80 03/31/25 - 0.38 Debt-to-Capital 09/30/25 - 26.77 06/30/25 - 44.56 03/31/25 - 27.28

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