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Zacks Company Profile for Nu Holdings Ltd. (NU : NYSE)

• Company Description    Nu Holdings Ltd. provides digital banking and technology platform. Nu Holdings Ltd. is based in S?O PAULO. Number of Employees: 8,716

• Price / Volume Information    Yesterday's Closing Price: $16.90 Daily Weekly Monthly 20 Day Moving Average: 37,125,000 shares Shares Outstanding: 4,818.66 (millions) Market Capitalization: $81,435.33 (millions) Beta: 1.07 52 Week High: $17.84 52 Week Low: $9.01 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 6.83% 5.37% 12 Week 4.51% 2.02% Year To Date 63.13% 40.53%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL RUA CAPOTE VALENTE 39 PINHEIROS - SAO PAULO,D5 05409-000 BRA ph: 888-888-8888 fax: - investors@nubank.com http://www.nubank.com.br

• General Corporate Information    Officers David Velez Osorno - Chairman and Chief Executive Officer Youssef Lahrech - President and Chief Operating Officer Guilherme Marques do Lago - Chief Financial Officer David Alexandre Marcus - Director Douglas Mauro Leone - Director Peer Information Nu Holdings Ltd. (BKAU) Nu Holdings Ltd. (BKEAY) Nu Holdings Ltd. (BKNIY) Nu Holdings Ltd. (BKJAY) Nu Holdings Ltd. (ABNYY) Nu Holdings Ltd. (BNSTY) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-FOREIGN Sector: Finance CUSIP: G6683N103 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 02/19/26 Share - Related Items Shares Outstanding: 4,818.66 Most Recent Split Date: (:1) Beta: 1.07 Market Capitalization: $81,435.33 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.18 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $0.59 Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: 35.72% Last Dividend Paid: NA - $0.00 Next EPS Report Date: 02/19/26

• Fundamental Ratios P/E Current FY Estimate: 28.81 Trailing 12 Months: 30.73 PEG Ratio: 0.81 Price Ratios Price/Book: 7.72 Price/Cash Flow: 35.65 Price / Sales: 5.78 EPS Growth vs. Year Ago Period: 41.67% vs. Previous Quarter: 21.43% Sales Growth vs. Year Ago Period: 41.78% vs. Previous Quarter: 13.75% ROE 09/30/25 - 30.12 06/30/25 - 29.91 03/31/25 - 30.77 ROA 09/30/25 - 4.66 06/30/25 - 4.65 03/31/25 - 4.80 Current Ratio 09/30/25 - 0.56 06/30/25 - 0.57 03/31/25 - 0.54 Quick Ratio 09/30/25 - 0.56 06/30/25 - 0.57 03/31/25 - 0.54 Operating Margin 09/30/25 - 19.46 06/30/25 - 19.48 03/31/25 - 19.71 Net Margin 09/30/25 - 17.97 06/30/25 - 17.90 03/31/25 - 17.88 Pre-Tax Margin 09/30/25 - 25.27 06/30/25 - 24.64 03/31/25 - 25.04 Book Value 09/30/25 - 2.19 06/30/25 - 1.99 03/31/25 - 1.79 Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - 0.29 06/30/25 - 0.24 03/31/25 - 0.20 Debt-to-Capital 09/30/25 - 22.65 06/30/25 - 19.20 03/31/25 - 16.55

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