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Zacks Company Profile for OceanFirst Financial Corp. (OCFC : NSDQ)

• Company Description    OceanFirst Financial Corp. is a holding company for the OceanFirst Bank. Number of Employees:

• Price / Volume Information    Yesterday's Closing Price: $19.22 Daily Weekly Monthly 20 Day Moving Average: 696,791 shares Shares Outstanding: 57.40 (millions) Market Capitalization: $1,103.27 (millions) Beta: 1.00 52 Week High: $20.61 52 Week Low: $15.59 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 7.98% 0.10% 12 Week 0.16% -2.83% Year To Date 7.08% 1.66%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 110 West Front Street - Red Bank,NJ 07701 USA ph: 732-240-4500 fax: 302-655-5049 investorrelations@oceanfirst.com http://www.oceanfirst.com

• General Corporate Information    Officers Christopher D. Maher - Chairman of the Board and Chief Executive Officer Joseph J. Lebel - Senior Executive Vice President and Chief Operatin Patrick S. Barrett - Senior Executive Vice President and Chief Financia John F. Barros - Director Anthony R. Coscia - Director Peer Information OceanFirst Financial Corp. (ABBK) OceanFirst Financial Corp. (ABCWQ) OceanFirst Financial Corp. (BDJI) OceanFirst Financial Corp. (COOPQ) OceanFirst Financial Corp. (CITZ) OceanFirst Financial Corp. (BKC.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-SVGS & LOAN Sector: Finance CUSIP: 675234108 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 04/23/26 Share - Related Items Shares Outstanding: 57.40 Most Recent Split Date: 5.00 (1.50:1) Beta: 1.00 Market Capitalization: $1,103.27 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 4.16% Current Fiscal Quarter EPS Consensus Estimate: $0.38 Indicated Annual Dividend: $0.80 Current Fiscal Year EPS Consensus Estimate: $1.83 Payout Ratio: 0.56 Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: 0.11 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 02/02/2026 - $0.20 Next EPS Report Date: 04/23/26

• Fundamental Ratios P/E Current FY Estimate: 10.50 Trailing 12 Months: 13.44 PEG Ratio: - Price Ratios Price/Book: 0.66 Price/Cash Flow: 13.00 Price / Sales: 1.61 EPS Growth vs. Year Ago Period: 7.89% vs. Previous Quarter: 13.89% Sales Growth vs. Year Ago Period: 5.41% vs. Previous Quarter: 3.81% ROE 03/31/26 - - 12/31/25 - 5.14 09/30/25 - 5.02 ROA 03/31/26 - - 12/31/25 - 0.62 09/30/25 - 0.62 Current Ratio 03/31/26 - - 12/31/25 - 1.01 09/30/25 - 1.03 Quick Ratio 03/31/26 - - 12/31/25 - 1.01 09/30/25 - 1.03 Operating Margin 03/31/26 - - 12/31/25 - 12.48 09/30/25 - 12.43 Net Margin 03/31/26 - - 12/31/25 - 10.33 09/30/25 - 11.77 Pre-Tax Margin 03/31/26 - - 12/31/25 - 13.46 09/30/25 - 15.18 Book Value 03/31/26 - - 12/31/25 - 28.97 09/30/25 - 28.81 Inventory Turnover 03/31/26 - - 12/31/25 - 17.66 09/30/25 - 13.44 Debt-to-Equity 03/31/26 - - 12/31/25 - 1.01 09/30/25 - 1.17 Debt-to-Capital 03/31/26 - - 12/31/25 - 50.17 09/30/25 - 53.83

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