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Zacks Company Profile for Pacific Valley Bancorp (PVBK : OTC)

• Company Description    PACIFIC VALY BC is a full service business bank. It offers range of banking products and services, including credit and deposit services to small and medium sized businesses, agriculture related businesses, non-profit organizations, professional service providers and individuals. PACIFIC VALY BC, formerly known as PACIFIC VALY BK, is headquartered in Monterey, California. Number of Employees:

• Price / Volume Information    Yesterday's Closing Price: $10.24 Daily Weekly Monthly 20 Day Moving Average: 315 shares Shares Outstanding: 5.42 (millions) Market Capitalization: $55.47 (millions) Beta: 0.17 52 Week High: $10.98 52 Week Low: $9.50 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -2.48% -8.50% 12 Week -4.74% -6.47% Year To Date 4.49% 1.58%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 422 Main Street - Salinas,CA 93901 USA ph: 831-422-5300 fax: 831-422-5392 None http://www.pacificvalleybank.com

• General Corporate Information    Officers Peter K. Shah - Chairman of the Board of Directors & Director David B. Warner - President; CEO & Director Greg B. Spear - Chief Financial Officer & Executive Vice President Andrew P. Ausonio - Director Rodney Braga - Director Peer Information Pacific Valley Bancorp (FBA) Pacific Valley Bancorp (FVNB) Pacific Valley Bancorp (FSNMQ) Pacific Valley Bancorp (SRYPQ) Pacific Valley Bancorp (BOKF) Pacific Valley Bancorp (FHN) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-SOUTHWEST Sector: Finance CUSIP: 69503T103 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 12/01/25 Next Expected EPS Date: 05/05/26 Share - Related Items Shares Outstanding: 5.42 Most Recent Split Date: 3.00 (1.10:1) Beta: 0.17 Market Capitalization: $55.47 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 05/05/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 14.42 PEG Ratio: - Price Ratios Price/Book: - Price/Cash Flow: - Price / Sales: 1.68 EPS Growth vs. Year Ago Period: -36.36% vs. Previous Quarter: -26.32% Sales Growth vs. Year Ago Period: 14.05% vs. Previous Quarter: 5.70% ROE 03/31/26 - - 12/31/25 - - 09/30/25 - - ROA 03/31/26 - - 12/31/25 - - 09/30/25 - - Current Ratio 03/31/26 - - 12/31/25 - - 09/30/25 - - Quick Ratio 03/31/26 - - 12/31/25 - - 09/30/25 - - Operating Margin 03/31/26 - - 12/31/25 - 10.85 09/30/25 - 12.14 Net Margin 03/31/26 - - 12/31/25 - 10.85 09/30/25 - 12.14 Pre-Tax Margin 03/31/26 - - 12/31/25 - - 09/30/25 - - Book Value 03/31/26 - - 12/31/25 - - 09/30/25 - - Inventory Turnover 03/31/26 - - 12/31/25 - - 09/30/25 - - Debt-to-Equity 03/31/26 - - 12/31/25 - - 09/30/25 - - Debt-to-Capital 03/31/26 - - 12/31/25 - - 09/30/25 - -

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