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Zacks Company Profile for River City Bank (RCBC : NSDQ)

• Company Description    River City Bank is an independent and locally-owned and managed bank. The company provide banking services, including loans, deposits and cash management tools to businesses, consumers, municipalities and the commercial real estate sectors. River City Bank is based in SACRAMENTO, Calif. Number of Employees: 164

• Price / Volume Information    Yesterday's Closing Price: $55.15 Daily Weekly Monthly 20 Day Moving Average: 109,677 shares Shares Outstanding: 13.99 (millions) Market Capitalization: $771.82 (millions) Beta: 52 Week High: $424.84 52 Week Low: $40.55 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 3.70% 0.79% 12 Week % % Year To Date % %

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 2480 Natomas Park Drive Suite 150 - Sacramento,CA 95833 USA ph: 916-567-2600 fax: - ir@rivercitybank.com https://rivercitybank.com

• General Corporate Information    Officers STEPHEN FLEMING - Chief Executive Officer; President SHAWN DEVLIN - Chairman FREDERICK DURST - Director RYAN GILBERT - Director KERRY GORDON - Director Peer Information River City Bank (FBA) River City Bank (FVNB) River City Bank (FSNMQ) River City Bank (SRYPQ) River City Bank (BOKF) River City Bank (FHN) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-SOUTHWEST Sector: Finance CUSIP: 76803X106 SIC: 6712 Fiscal Year Fiscal Year End: December Last Reported Quarter: - Next Expected EPS Date: 10/23/26 Share - Related Items Shares Outstanding: 13.99 Most Recent Split Date: (:1) Beta: Market Capitalization: $771.82 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $1.16 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $5.02 Payout Ratio: Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 10/23/26

• Fundamental Ratios P/E Current FY Estimate: 10.99 Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: 1.36 Price/Cash Flow: - Price / Sales: - EPS Growth vs. Year Ago Period: -% vs. Previous Quarter: -% Sales Growth vs. Year Ago Period: -% vs. Previous Quarter: -% ROE 09/30/26 - - 06/30/26 - - 03/31/26 - - ROA 09/30/26 - - 06/30/26 - - 03/31/26 - - Current Ratio 09/30/26 - - 06/30/26 - 0.91 03/31/26 - - Quick Ratio 09/30/26 - - 06/30/26 - - 03/31/26 - - Operating Margin 09/30/26 - - 06/30/26 - - 03/31/26 - - Net Margin 09/30/26 - - 06/30/26 - - 03/31/26 - - Pre-Tax Margin 09/30/26 - - 06/30/26 - - 03/31/26 - - Book Value 09/30/26 - - 06/30/26 - 40.58 03/31/26 - - Inventory Turnover 09/30/26 - - 06/30/26 - - 03/31/26 - - Debt-to-Equity 09/30/26 - - 06/30/26 - - 03/31/26 - - Debt-to-Capital 09/30/26 - - 06/30/26 - - 03/31/26 - -

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