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Zacks Company Profile for Southern Missouri Bancorp, Inc. (SMBC : NSDQ)

• Company Description    SOUTHERN MO BANCORP, INC. is a bank holding company. Number of Employees: 739

• Price / Volume Information    Yesterday's Closing Price: $72.49 Daily Weekly Monthly 20 Day Moving Average: 87,173 shares Shares Outstanding: 11.02 (millions) Market Capitalization: $798.55 (millions) Beta: 0.85 52 Week High: $79.86 52 Week Low: $47.60 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -2.12% -2.24% 12 Week -3.04% -6.75% Year To Date 22.62% 9.74%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 2991 Oak Grove Road - Poplar Bluff,MO 63901 USA ph: 573-778-1800 fax: 573-686-2920 bancorp@bankwithsouthern.com http://www.bankwithsouthern.com

• General Corporate Information    Officers Greg A. Steffens - Chief Executive Officer and Chairman Matthew T. Funke - President and Chief Administrative Officer Stefan Chkautovich - Executive Vice President and Chief Financial Offic Jane E. Butler - Sr. Vice President and Chief Accounting Officer L. Douglas Bagby - Vice-Chairman and Director Peer Information Southern Missouri Bancorp, Inc. (ABBK) Southern Missouri Bancorp, Inc. (ABCWQ) Southern Missouri Bancorp, Inc. (BDJI) Southern Missouri Bancorp, Inc. (COOPQ) Southern Missouri Bancorp, Inc. (CITZ) Southern Missouri Bancorp, Inc. (BKC.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-SVGS & LOAN Sector: Finance CUSIP: 843380106 SIC: 6036 Fiscal Year Fiscal Year End: June Last Reported Quarter: 06/01/26 Next Expected EPS Date: 10/28/26 Share - Related Items Shares Outstanding: 11.02 Most Recent Split Date: 2.00 (2.00:1) Beta: 0.85 Market Capitalization: $798.55 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 1.49% Current Fiscal Quarter EPS Consensus Estimate: $1.67 Indicated Annual Dividend: $1.08 Current Fiscal Year EPS Consensus Estimate: $6.78 Payout Ratio: 0.15 Number of Estimates in the Fiscal Year Consensus: 2.00 Change In Payout Ratio: -0.02 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 08/14/2026 - $0.27 Next EPS Report Date: 10/28/26

• Fundamental Ratios P/E Current FY Estimate: 10.70 Trailing 12 Months: 11.20 PEG Ratio: - Price Ratios Price/Book: 1.40 Price/Cash Flow: 10.12 Price / Sales: 2.52 EPS Growth vs. Year Ago Period: 31.65% vs. Previous Quarter: 14.38% Sales Growth vs. Year Ago Period: 2.83% vs. Previous Quarter: 2.66% ROE 06/30/26 - 12.59 03/31/26 - 12.05 12/31/25 - 11.92 ROA 06/30/26 - 1.41 03/31/26 - 1.33 12/31/25 - 1.30 Current Ratio 06/30/26 - 0.99 03/31/26 - 0.99 12/31/25 - 0.99 Quick Ratio 06/30/26 - - 03/31/26 - 0.99 12/31/25 - 0.99 Operating Margin 06/30/26 - 22.77 03/31/26 - 21.50 12/31/25 - 20.94 Net Margin 06/30/26 - 22.63 03/31/26 - 21.36 12/31/25 - 20.80 Pre-Tax Margin 06/30/26 - 27.50 03/31/26 - 26.45 12/31/25 - 25.90 Book Value 06/30/26 - - 03/31/26 - 51.63 12/31/25 - 50.65 Inventory Turnover 06/30/26 - 100.01 03/31/26 - 148.01 12/31/25 - 230.58 Debt-to-Equity 06/30/26 - 0.25 03/31/26 - 0.22 12/31/25 - 0.22 Debt-to-Capital 06/30/26 - 19.84 03/31/26 - 18.28 12/31/25 - 18.09

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