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Zacks Company Profile for Summit State Bank (SSBI : NSDQ)

• Company Description    SUMMIT STATE BANK has total assets of $334 million and total equity of $48 million at March 31, 2008. The Bank provides diverse financial products and services which are marketed throughout Sonoma County, California and surrounding areas, with offices located in Santa Rosa, Rohnert Park, Petaluma and Windsor. Summit State Bank stock is traded on the Nasdaq Global Market under the symbol SSBI. Number of Employees:

• Price / Volume Information    Yesterday's Closing Price: $10.77 Daily Weekly Monthly 20 Day Moving Average: 14,783 shares Shares Outstanding: 6.78 (millions) Market Capitalization: $72.98 (millions) Beta: 0.21 52 Week High: $12.60 52 Week Low: $6.14 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -9.49% -10.91% 12 Week -10.70% -17.01% Year To Date 40.78% 21.37%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 500 Bicentennial Way - Santa Rosa,CA - USA ph: 707-568-6100 fax: 707-568-7090 None http://www.summitstatebank.com

• General Corporate Information    Officers Dennis E. Kelley - Senior Vice President and Thomas M. Duryea - President and Chief Executive Officer James E. Brush - Director John F. DeMeo - Director Michael J. Donovan - Director Peer Information Summit State Bank (CACB) Summit State Bank (CPF) Summit State Bank (FMBL) Summit State Bank (GRGN.) Summit State Bank (EVRT) Summit State Bank (EWBC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-WEST Sector: Finance CUSIP: 866264203 SIC: 6029 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/27/26 Share - Related Items Shares Outstanding: 6.78 Most Recent Split Date: 10.00 (1.10:1) Beta: 0.21 Market Capitalization: $72.98 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: -0.35 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 01/27/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 22.44 PEG Ratio: - Price Ratios Price/Book: - Price/Cash Flow: - Price / Sales: 1.18 EPS Growth vs. Year Ago Period: 33.33% vs. Previous Quarter: -66.67% Sales Growth vs. Year Ago Period: -5.62% vs. Previous Quarter: -2.49% ROE 09/30/25 - - 06/30/25 - - 03/31/25 - - ROA 09/30/25 - - 06/30/25 - - 03/31/25 - - Current Ratio 09/30/25 - - 06/30/25 - - 03/31/25 - - Quick Ratio 09/30/25 - - 06/30/25 - - 03/31/25 - - Operating Margin 09/30/25 - 5.22 06/30/25 - 4.84 03/31/25 - 2.49 Net Margin 09/30/25 - -1.41 06/30/25 - -1.70 03/31/25 - -4.08 Pre-Tax Margin 09/30/25 - - 06/30/25 - - 03/31/25 - - Book Value 09/30/25 - - 06/30/25 - - 03/31/25 - - Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Capital 09/30/25 - - 06/30/25 - - 03/31/25 - -

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