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Zacks Company Profile for United Bankshares, Inc. (UBSI : NSDQ)
 
 • Company Description   
United Bankshares, Inc. is a bank holding company whose business is the operation of its bank subsidiaries. All of United's subsidiary banks are full-service commercial banks. Included among the banking services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, floor plan and student loans; and the making of construction and real estate loans. Also offered are individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services.

Number of Employees: 2,553

 
 • Price / Volume Information   
Yesterday's Closing Price: $36.19 Daily Weekly Monthly
20 Day Moving Average: 819,177 shares
Shares Outstanding: 141.65 (millions)
Market Capitalization: $5,126.21 (millions)
Beta: 0.83
52 Week High: $44.43
52 Week Low: $30.51
Short Interest Ratio:
  % Price Change % Price Change Relative to S&P 500
4 Week -2.22% -2.00%
12 Week -4.08% -7.68%
Year To Date -3.62% -15.65%
 
 • Address & Contact Information
Street Address Phone / Fax Email Address Web URL
300 UNITED CTR 500 VIRGINIA ST E
-
CHARLESTON,WV 25301
USA
ph: 304-424-8716
fax: 304-424-8800
None http://www.ubsi-inc.com
 
 • General Corporate Information   
Officers
Richard M. Adams, Jr. - Chief Executive Officer
Richard M. Adams - Executive Chairman
W. Mark Tatterson - Chief Financial Officer and Chief Accounting Offic
J. Paul McNamara - Director
Mark R. Nesselroad - Director

Peer Information
United Bankshares, Inc. (TSFG)
United Bankshares, Inc. (ABCB)
United Bankshares, Inc. (CFNL)
United Bankshares, Inc. (CPKF)
United Bankshares, Inc. (HIB)
United Bankshares, Inc. (FVB)
Industry / Sector / Ticker Info
Analyst Coverage: No
Industry Group: BANKS-SOUTHEAST
Sector: Finance
CUSIP: 909907107
SIC: 6022
Fiscal Year
Fiscal Year End: December
Last Reported Quarter: 09/01/25
Next Expected EPS Date: 01/23/26
Share - Related Items
Shares Outstanding: 141.65
Most Recent Split Date: 3.00 (2.00:1)
Beta: 0.83
Market Capitalization: $5,126.21 (millions)
 
 
 • EPS Information     • Dividend Information
Analyst Coverage: No Dividend Yield: 4.09%
Current Fiscal Quarter EPS Consensus Estimate: $0.86 Indicated Annual Dividend: $1.48
Current Fiscal Year EPS Consensus Estimate: $3.18 Payout Ratio: 0.49
Number of Estimates in the Fiscal Year Consensus: 4.00 Change In Payout Ratio: -0.04
Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 09/12/2025 - $0.37
Next EPS Report Date: 01/23/26  
 

 • Fundamental Ratios
P/E
Current FY Estimate: 11.39
Trailing 12 Months: 11.87
PEG Ratio: -
Price Ratios
Price/Book: 0.94
Price/Cash Flow: 12.27
Price / Sales: 2.90
EPS Growth
vs. Year Ago Period: 31.43%
vs. Previous Quarter: 8.24%
Sales Growth
vs. Year Ago Period: 14.35%
vs. Previous Quarter: 4.75%
ROE
09/30/25 - 8.15
06/30/25 - 7.65
03/31/25 - 7.36
ROA
09/30/25 - 1.33
06/30/25 - 1.26
03/31/25 - 1.21
Current Ratio
09/30/25 - 0.99
06/30/25 - 0.98
03/31/25 - 0.98
Quick Ratio
09/30/25 - 0.99
06/30/25 - 0.98
03/31/25 - 0.98
Operating Margin
09/30/25 - 24.37
06/30/25 - 23.14
03/31/25 - 22.35
Net Margin
09/30/25 - 24.37
06/30/25 - 23.14
03/31/25 - 22.35
Pre-Tax Margin
09/30/25 - 30.85
06/30/25 - 29.31
03/31/25 - 27.95
Book Value
09/30/25 - 38.45
06/30/25 - 37.76
03/31/25 - 37.04
Inventory Turnover
09/30/25 - -
06/30/25 - 14.17
03/31/25 - 11.78
Debt-to-Equity
09/30/25 - 0.10
06/30/25 - 0.10
03/31/25 - 0.10
Debt-to-Capital
09/30/25 - 8.89
06/30/25 - 9.31
03/31/25 - 9.39
 

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