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Zacks Company Profile for Unity Bancorp, Inc. (UNTY : NSDQ)
 
 • Company Description   
Unity Bancorp, Inc. is a one-bank holding company incorporated to serve as a holding company for First Community Bank. The company's primary business is ownership and supervision of the bank. The company, through the Bank, conducts a traditional and community-oriented commercial banking business, and offers services including personal and business checking accounts and time deposits, money market accounts and regular savingsaccounts.

Number of Employees: 228

 
 • Price / Volume Information   
Yesterday's Closing Price: $51.72 Daily Weekly Monthly
20 Day Moving Average: 41,958 shares
Shares Outstanding: 10.04 (millions)
Market Capitalization: $519.24 (millions)
Beta: 0.65
52 Week High: $57.24
52 Week Low: $36.65
Short Interest Ratio:
  % Price Change % Price Change Relative to S&P 500
4 Week -0.92% -0.86%
12 Week 7.13% 5.69%
Year To Date 18.60% 1.90%
 
 • Address & Contact Information
Street Address Phone / Fax Email Address Web URL
64 OLD HIGHWAY 22
-
CLINTON,NJ 08809
USA
ph: 800-618-2265
fax: 908-730-9430
george.boyan@unitybank.com http://www.unitybank.com
 
 • General Corporate Information   
Officers
James A. Hughes - President; Chief Executive Officer and Director
David D. Dallas - Chairman of the Board and Director
Aaron Tucker - Vice Chairman of the Board and Director
George Boyan - Executive Vice President and Chief Financial Offic
Mark S. Brody - Director

Peer Information
Unity Bancorp, Inc. (CNBKA)
Unity Bancorp, Inc. (CNBI2)
Unity Bancorp, Inc. (CNOB)
Unity Bancorp, Inc. (FBNK.)
Unity Bancorp, Inc. (FMBN)
Unity Bancorp, Inc. (TBNK)
Industry / Sector / Ticker Info
Analyst Coverage: No
Industry Group: BANKS-NORTHEAST
Sector: Finance
CUSIP: 913290102
SIC: 6022
Fiscal Year
Fiscal Year End: December
Last Reported Quarter: 09/01/25
Next Expected EPS Date: 01/21/26
Share - Related Items
Shares Outstanding: 10.04
Most Recent Split Date: 9.00 (1.10:1)
Beta: 0.65
Market Capitalization: $519.24 (millions)
 
 
 • EPS Information     • Dividend Information
Analyst Coverage: No Dividend Yield: 1.16%
Current Fiscal Quarter EPS Consensus Estimate: $1.35 Indicated Annual Dividend: $0.60
Current Fiscal Year EPS Consensus Estimate: $5.03 Payout Ratio: 0.13
Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: 0.00
Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 12/05/2025 - $0.15
Next EPS Report Date: 01/21/26  
 

 • Fundamental Ratios
P/E
Current FY Estimate: 10.28
Trailing 12 Months: 10.80
PEG Ratio: -
Price Ratios
Price/Book: 1.55
Price/Cash Flow: 11.80
Price / Sales: 2.87
EPS Growth
vs. Year Ago Period: 24.30%
vs. Previous Quarter: 10.83%
Sales Growth
vs. Year Ago Period: 11.75%
vs. Previous Quarter: -2.25%
ROE
12/31/25 - -
09/30/25 - 15.60
06/30/25 - 15.34
ROA
12/31/25 - -
09/30/25 - 1.74
06/30/25 - 1.68
Current Ratio
12/31/25 - -
09/30/25 - 1.15
06/30/25 - 1.20
Quick Ratio
12/31/25 - -
09/30/25 - 1.15
06/30/25 - 1.20
Operating Margin
12/31/25 - -
09/30/25 - 27.08
06/30/25 - 26.30
Net Margin
12/31/25 - -
09/30/25 - 29.85
06/30/25 - 28.72
Pre-Tax Margin
12/31/25 - -
09/30/25 - 38.88
06/30/25 - 37.53
Book Value
12/31/25 - -
09/30/25 - 33.29
06/30/25 - 31.89
Inventory Turnover
12/31/25 - -
09/30/25 - -
06/30/25 - -
Debt-to-Equity
12/31/25 - -
09/30/25 - 0.72
06/30/25 - 1.21
Debt-to-Capital
12/31/25 - -
09/30/25 - 42.01
06/30/25 - 54.78
 

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