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Zacks Company Profile for Yirendai Ltd. (YRD : NYSE)

• Company Description    Yiren Digital Ltd. is an advanced, AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Number of Employees: 949

• Price / Volume Information    Yesterday's Closing Price: $5.91 Daily Weekly Monthly 20 Day Moving Average: 89,543 shares Shares Outstanding: 86.41 (millions) Market Capitalization: $510.66 (millions) Beta: 0.82 52 Week High: $8.74 52 Week Low: $4.41 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -2.15% -2.62% 12 Week -7.08% -11.27% Year To Date 23.12% 6.65%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 28/F China Merchants Bureau Building 118 Jianguo Road - Beijing,F4 100022 CHN ph: 86-10-5964-4552 fax: - ir@yirendai.com http://www.yiren.com

• General Corporate Information    Officers Ning Tang - Chairman and Chief Executive Officer Yuning Feng - Chief Financial Officer Sam Hanhui Sun - Director Hao Li - Director Shuo Zheng - Director Peer Information Yirendai Ltd. (BIZZ) Yirendai Ltd. (DCLK) Yirendai Ltd. (DGIN.) Yirendai Ltd. (DVW) Yirendai Ltd. (CYCHZ) Yirendai Ltd. (IFXC) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: INTERNET SERVICES Sector: Computer and Technology CUSIP: 98585L100 SIC: 6199 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/25 Next Expected EPS Date: 11/19/25 Share - Related Items Shares Outstanding: 86.41 Most Recent Split Date: (:1) Beta: 0.82 Market Capitalization: $510.66 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 6.77% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.40 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.19 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 0.15 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 09/30/2025 - $0.20 Next EPS Report Date: 11/19/25

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 2.87 PEG Ratio: - Price Ratios Price/Book: 0.37 Price/Cash Flow: 2.35 Price / Sales: 0.60 EPS Growth vs. Year Ago Period: -12.31% vs. Previous Quarter: 46.15% Sales Growth vs. Year Ago Period: 11.99% vs. Previous Quarter: 7.66% ROE 09/30/25 - - 06/30/25 - 13.42 03/31/25 - 14.33 ROA 09/30/25 - - 06/30/25 - 9.73 03/31/25 - 10.65 Current Ratio 09/30/25 - - 06/30/25 - 3.13 03/31/25 - 3.68 Quick Ratio 09/30/25 - - 06/30/25 - 3.13 03/31/25 - 3.68 Operating Margin 09/30/25 - - 06/30/25 - 21.07 03/31/25 - 22.48 Net Margin 09/30/25 - - 06/30/25 - 21.07 03/31/25 - 22.48 Pre-Tax Margin 09/30/25 - - 06/30/25 - 23.14 03/31/25 - 24.98 Book Value 09/30/25 - - 06/30/25 - 16.13 03/31/25 - 15.56 Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - - 06/30/25 - 0.00 03/31/25 - 0.00 Debt-to-Capital 09/30/25 - - 06/30/25 - 0.00 03/31/25 - 0.00

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