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Zacks Company Profile for Ameris Bancorp (ABCB : NYSE)

• Company Description    ABC Bancorp is a bank holding company. Number of Employees: 2,673

• Price / Volume Information    Yesterday's Closing Price: $84.69 Daily Weekly Monthly 20 Day Moving Average: 421,507 shares Shares Outstanding: 67.29 (millions) Market Capitalization: $5,699.04 (millions) Beta: 0.93 52 Week High: $87.99 52 Week Low: $59.54 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 0.08% -4.81% 12 Week 2.59% -5.16% Year To Date 14.03% 4.94%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 3490 PIEDMONT RD SUITE 1550 - ATLANTA,GA 30305 USA ph: 404-639-6500 fax: 229-890-2235 investor.relations@amerisbank.com http://www.amerisbank.com

• General Corporate Information    Officers H. Palmer Proctor, Jr. - Chief Executive Officer Nicole S. Stokes - Chief Financial Officer and Executive Vice Preside William I. Bowen, Jr. - Director Rodney D. Bullard - Director Wm. Millard Choate - Director Peer Information Ameris Bancorp (TSFG) Ameris Bancorp (ABCB) Ameris Bancorp (CFNL) Ameris Bancorp (CPKF) Ameris Bancorp (HIB) Ameris Bancorp (FVB) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-SOUTHEAST Sector: Finance CUSIP: 03076K108 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 07/27/26 Share - Related Items Shares Outstanding: 67.29 Most Recent Split Date: 6.00 (1.01:1) Beta: 0.93 Market Capitalization: $5,699.04 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.94% Current Fiscal Quarter EPS Consensus Estimate: $1.66 Indicated Annual Dividend: $0.80 Current Fiscal Year EPS Consensus Estimate: $6.70 Payout Ratio: 0.13 Number of Estimates in the Fiscal Year Consensus: 5.00 Change In Payout Ratio: -0.01 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 03/31/2026 - $0.20 Next EPS Report Date: 07/27/26

• Fundamental Ratios P/E Current FY Estimate: 12.64 Trailing 12 Months: 13.36 PEG Ratio: - Price Ratios Price/Book: 1.40 Price/Cash Flow: 12.86 Price / Sales: 3.37 EPS Growth vs. Year Ago Period: 27.34% vs. Previous Quarter: 2.52% Sales Growth vs. Year Ago Period: 6.01% vs. Previous Quarter: 0.43% ROE 03/31/26 - 10.79 12/31/25 - 10.40 09/30/25 - 10.26 ROA 03/31/26 - 1.59 12/31/25 - 1.53 09/30/25 - 1.49 Current Ratio 03/31/26 - 1.03 12/31/25 - 1.02 09/30/25 - 1.01 Quick Ratio 03/31/26 - 1.01 12/31/25 - 0.99 09/30/25 - 0.99 Operating Margin 03/31/26 - 25.69 12/31/25 - 24.71 09/30/25 - 23.95 Net Margin 03/31/26 - 25.73 12/31/25 - 24.75 09/30/25 - 23.97 Pre-Tax Margin 03/31/26 - 33.24 12/31/25 - 32.05 09/30/25 - 31.23 Book Value 03/31/26 - 60.66 12/31/25 - 59.67 09/30/25 - 58.56 Inventory Turnover 03/31/26 - 0.73 12/31/25 - 0.73 09/30/25 - 0.78 Debt-to-Equity 03/31/26 - 0.25 12/31/25 - 0.17 09/30/25 - 0.12 Debt-to-Capital 03/31/26 - 20.03 12/31/25 - 14.52 09/30/25 - 10.49

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