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Zacks Company Profile for American Coastal Insurance Corporation (ACIC : NSDQ)

• Company Description    American Coastal Insurance Corporation is the holding company of the insurance carrier, American Coastal Insurance Company, which provides insuring Condominium and Homeowner Association properties and apartments principally in the state of Florida. American Coastal Insurance Corporation, formerly known as United Insurance Holdings Corp., is based in St. Petersburg, Florida. Number of Employees: 65

• Price / Volume Information    Yesterday's Closing Price: $12.14 Daily Weekly Monthly 20 Day Moving Average: 166,915 shares Shares Outstanding: 48.76 (millions) Market Capitalization: $592.01 (millions) Beta: -0.49 52 Week High: $15.08 52 Week Low: $9.97 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 2.71% 0.02% 12 Week 11.17% 6.56% Year To Date -9.81% -21.16%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 570 Carillon Parkway Suite 100 - SAINT PETERSBURG,FL 33716 USA ph: 727-895-7737 fax: - kdaly@equityny.com http://www.amcoastal.com

• General Corporate Information    Officers B. Bradford Martz - President and Chief Executive Officer R. Daniel Peed - Executive Chairman of the Board Gregory C. Branch - Chairman Emeritus Svetlana Castle - Chief Financial Officer Kern M. Davis - Director Peer Information American Coastal Insurance Corporation (CNA) American Coastal Insurance Corporation (BRK.A) American Coastal Insurance Corporation (CGI.) American Coastal Insurance Corporation (HIGPQ) American Coastal Insurance Corporation (HIG) American Coastal Insurance Corporation (ALL) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: INS-PROP&CASLTY Sector: Finance CUSIP: 910710102 SIC: 6331 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 02/26/26 Share - Related Items Shares Outstanding: 48.76 Most Recent Split Date: (:1) Beta: -0.49 Market Capitalization: $592.01 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.00 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $1.35 Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 02/26/26

• Fundamental Ratios P/E Current FY Estimate: 8.99 Trailing 12 Months: 7.18 PEG Ratio: - Price Ratios Price/Book: 1.81 Price/Cash Flow: 6.76 Price / Sales: 1.80 EPS Growth vs. Year Ago Period: 12.96% vs. Previous Quarter: 12.96% Sales Growth vs. Year Ago Period: 10.06% vs. Previous Quarter: 4.54% ROE 09/30/25 - 30.06 06/30/25 - 30.65 03/31/25 - 29.90 ROA 09/30/25 - 6.84 06/30/25 - 6.60 03/31/25 - 6.06 Current Ratio 09/30/25 - 0.86 06/30/25 - 0.85 03/31/25 - 0.73 Quick Ratio 09/30/25 - 0.86 06/30/25 - 0.85 03/31/25 - 0.73 Operating Margin 09/30/25 - 25.54 06/30/25 - 25.10 03/31/25 - 24.21 Net Margin 09/30/25 - 25.95 06/30/25 - 25.26 03/31/25 - 24.31 Pre-Tax Margin 09/30/25 - 35.03 06/30/25 - 34.10 03/31/25 - 31.92 Book Value 09/30/25 - 6.71 06/30/25 - 6.05 03/31/25 - 5.40 Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - 0.00 06/30/25 - 0.00 03/31/25 - 0.00 Debt-to-Capital 09/30/25 - 0.00 06/30/25 - 0.00 03/31/25 - 0.00

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