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Zacks Company Profile for AppTech Payments Corp. (APCX : OTC)

• Company Description    AppTech Payments Corp. provides digital financial services for corporations, small and midsized enterprises and consumers through the Company's scalable cloud-based platform architecture and infrastructure. AppTech Payments Corp. is based in CARLSBAD, Calif. Number of Employees: 9

• Price / Volume Information    Yesterday's Closing Price: $0.18 Daily Weekly Monthly 20 Day Moving Average: 34,948 shares Shares Outstanding: 33.46 (millions) Market Capitalization: $6.02 (millions) Beta: -0.50 52 Week High: $0.92 52 Week Low: $0.06 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -35.71% -36.84% 12 Week -37.93% -43.62% Year To Date -65.39% -69.44%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 5876 OWENS AVENUE SUITE 100 - CARLSBAD,CA 92008 USA ph: 760-707-5959 fax: - ir@apptechcorp.com http://www.apptechcorp.com

• General Corporate Information    Officers Thomas DeRosa - Interim Chief Executive Officer Luke D'Angelo - Chairman of The Board Virgil Llapitan - President; Chief Operation Officer and Director Felipe A. Corrado IV - Chief Financial Officer and Treasurer Albert L. Lord - Director Peer Information AppTech Payments Corp. (FI) AppTech Payments Corp. (USIO) AppTech Payments Corp. (PAR) AppTech Payments Corp. (RBA) AppTech Payments Corp. (OPAY) AppTech Payments Corp. (TSS.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: Financial Transaction Services Sector: Business Services CUSIP: 03834B309 SIC: 7372 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/25 Next Expected EPS Date: 11/13/25 Share - Related Items Shares Outstanding: 33.46 Most Recent Split Date: (:1) Beta: -0.50 Market Capitalization: $6.02 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 11/13/25

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: 2.41 Price/Cash Flow: - Price / Sales: 9.99 EPS Growth vs. Year Ago Period: 50.00% vs. Previous Quarter: 25.00% Sales Growth vs. Year Ago Period: 282.89% vs. Previous Quarter: 34.10% ROE 06/30/25 - -229.35 03/31/25 - -278.84 12/31/24 - -282.09 ROA 06/30/25 - -103.32 03/31/25 - -118.06 12/31/24 - -118.07 Current Ratio 06/30/25 - 0.10 03/31/25 - 0.23 12/31/24 - 0.70 Quick Ratio 06/30/25 - 0.10 03/31/25 - 0.23 12/31/24 - 0.70 Operating Margin 06/30/25 - -1,242.12 03/31/25 - -2,204.12 12/31/24 - -3,242.03 Net Margin 06/30/25 - -1,242.12 03/31/25 - -2,204.12 12/31/24 - -3,242.03 Pre-Tax Margin 06/30/25 - -1,239.64 03/31/25 - -2,200.26 12/31/24 - -3,236.59 Book Value 06/30/25 - 0.07 03/31/25 - 0.11 12/31/24 - 0.20 Inventory Turnover 06/30/25 - - 03/31/25 - - 12/31/24 - - Debt-to-Equity 06/30/25 - 0.02 03/31/25 - 0.02 12/31/24 - 0.01 Debt-to-Capital 06/30/25 - 2.31 03/31/25 - 1.64 12/31/24 - 1.10

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