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Zacks Company Profile for BankFinancial Corporation (BFIN : NSDQ)

• Company Description    BankFinancial Corporation is the holding company for BankFinancial, F.S.B., a full-service, community-oriented savings bank providing financial services to individuals, families and businesses through eighteen full-service banking offices, located in Cook, DuPage, Lake and Will Counties, Illinois. Number of Employees: 221

• Price / Volume Information    Yesterday's Closing Price: $12.00 Daily Weekly Monthly 20 Day Moving Average: 49,374 shares Shares Outstanding: 12.46 (millions) Market Capitalization: $149.53 (millions) Beta: 0.35 52 Week High: $13.58 52 Week Low: $10.69 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -1.40% -1.23% 12 Week -0.41% -2.02% Year To Date 0.00% 0.00%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 60 North Frontage Road - Burr Ridge,IL 60527 USA ph: 800-894-6900 fax: 630-242-7840 kenneth.loebel@ingfp.com http://www.bankfinancial.com

• General Corporate Information    Officers F. Morgan Gasior - Chairman of the Board; Chief Executive Officer and Paul A. Cloutier - Executive Vice President and Chief Financial Offic Elizabeth A. Doolan - Senior Vice President and Controller Cassandra J. Francis - Director John M. Hausmann - Director Peer Information BankFinancial Corporation (ABBK) BankFinancial Corporation (ABCWQ) BankFinancial Corporation (BDJI) BankFinancial Corporation (COOPQ) BankFinancial Corporation (CITZ) BankFinancial Corporation (BKC.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-SVGS & LOAN Sector: Finance CUSIP: 06643P104 SIC: 6035 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 02/02/26 Share - Related Items Shares Outstanding: 12.46 Most Recent Split Date: (:1) Beta: 0.35 Market Capitalization: $149.53 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.33% Current Fiscal Quarter EPS Consensus Estimate: $0.19 Indicated Annual Dividend: $0.40 Current Fiscal Year EPS Consensus Estimate: $0.74 Payout Ratio: 2.11 Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: 1.27 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 11/14/2025 - $0.10 Next EPS Report Date: 02/02/26

• Fundamental Ratios P/E Current FY Estimate: 16.22 Trailing 12 Months: 63.16 PEG Ratio: - Price Ratios Price/Book: 0.95 Price/Cash Flow: 35.30 Price / Sales: 2.06 EPS Growth vs. Year Ago Period: 18.75% vs. Previous Quarter: 733.33% Sales Growth vs. Year Ago Period: 0.23% vs. Previous Quarter: 1.78% ROE 12/31/25 - - 09/30/25 - 1.48 06/30/25 - 1.24 ROA 12/31/25 - - 09/30/25 - 0.16 06/30/25 - 0.14 Current Ratio 12/31/25 - - 09/30/25 - 0.68 06/30/25 - 0.76 Quick Ratio 12/31/25 - - 09/30/25 - 0.68 06/30/25 - 0.76 Operating Margin 12/31/25 - - 09/30/25 - 3.19 06/30/25 - 2.69 Net Margin 12/31/25 - - 09/30/25 - 3.19 06/30/25 - 2.69 Pre-Tax Margin 12/31/25 - - 09/30/25 - 2.57 06/30/25 - 2.21 Book Value 12/31/25 - - 09/30/25 - 12.63 06/30/25 - 12.52 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - 0.18 06/30/25 - 0.21 Debt-to-Capital 12/31/25 - - 09/30/25 - 15.23 06/30/25 - 17.57

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