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Zacks Company Profile for Banco Santander Chile (BSAC : NYSE)

• Company Description    Banco Santiago is the largest bank in Chile, in terms of assets with Ch$4,088 billion (approximately US$9.86 billion ) as of March 31, 1997. The bank is the result of the merger of two of the largest institutions in the Chilean banking system, Banco O'Higgins S.A., mainly a corporate bank, and Banco de Santiago S.A., mainly focused in consumer and middle-market lending. Number of Employees: 8,757

• Price / Volume Information    Yesterday's Closing Price: $31.11 Daily Weekly Monthly 20 Day Moving Average: 225,527 shares Shares Outstanding: 471.11 (millions) Market Capitalization: $14,656.40 (millions) Beta: 0.56 52 Week High: $31.67 52 Week Low: $18.19 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 0.42% 0.59% 12 Week 16.26% 14.38% Year To Date 0.00% 0.00%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL BANDERA 140 20TH FLOOR - SANTIAGO CHILE,F3 00000 CHL ph: 011-56-2320-2000 fax: - irelations@santander.cl https://banco.santander.cl

• General Corporate Information    Officers Roman Blanco - Chief Executive Officer Patricia Perez - Chief Financial Officer Jonathan Covarrubias - Chief Accounting Officer Eduardo Herrera - Director Claudia Heimpell - Director Peer Information Banco Santander Chile (BKAU) Banco Santander Chile (BKEAY) Banco Santander Chile (BKNIY) Banco Santander Chile (BKJAY) Banco Santander Chile (ABNYY) Banco Santander Chile (BNSTY) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-FOREIGN Sector: Finance CUSIP: 05965X109 SIC: 6029 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/30/26 Share - Related Items Shares Outstanding: 471.11 Most Recent Split Date: 10.00 (2.60:1) Beta: 0.56 Market Capitalization: $14,656.40 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.19% Current Fiscal Quarter EPS Consensus Estimate: $0.60 Indicated Annual Dividend: $0.99 Current Fiscal Year EPS Consensus Estimate: $2.60 Payout Ratio: 0.43 Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: -0.03 Estmated Long-Term EPS Growth Rate: 16.86% Last Dividend Paid: NA - $0.00 Next EPS Report Date: 01/30/26

• Fundamental Ratios P/E Current FY Estimate: 11.95 Trailing 12 Months: 13.41 PEG Ratio: 0.71 Price Ratios Price/Book: 3.11 Price/Cash Flow: 14.10 Price / Sales: 3.24 EPS Growth vs. Year Ago Period: -13.79% vs. Previous Quarter: -16.67% Sales Growth vs. Year Ago Period: -7.41% vs. Previous Quarter: -2.79% ROE 12/31/25 - - 09/30/25 - 22.18 06/30/25 - 22.17 ROA 12/31/25 - - 09/30/25 - 1.58 06/30/25 - 1.56 Current Ratio 12/31/25 - - 09/30/25 - 1.84 06/30/25 - 1.77 Quick Ratio 12/31/25 - - 09/30/25 - 1.84 06/30/25 - 1.77 Operating Margin 12/31/25 - - 09/30/25 - 24.74 06/30/25 - 24.32 Net Margin 12/31/25 - - 09/30/25 - 24.74 06/30/25 - 24.32 Pre-Tax Margin 12/31/25 - - 09/30/25 - 30.18 06/30/25 - 30.31 Book Value 12/31/25 - - 09/30/25 - 9.99 06/30/25 - 10.80 Inventory Turnover 12/31/25 - - 09/30/25 - - 06/30/25 - - Debt-to-Equity 12/31/25 - - 09/30/25 - 2.51 06/30/25 - 2.58 Debt-to-Capital 12/31/25 - - 09/30/25 - 71.52 06/30/25 - 72.05

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