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Zacks Company Profile for Banco Santander Chile (BSAC : NYSE)

• Company Description    Banco Santiago is the largest bank in Chile, in terms of assets with Ch$4,088 billion (approximately US$9.86 billion ) as of March 31, 1997. The bank is the result of the merger of two of the largest institutions in the Chilean banking system, Banco O'Higgins S.A., mainly a corporate bank, and Banco de Santiago S.A., mainly focused in consumer and middle-market lending. Number of Employees: 8,757

• Price / Volume Information    Yesterday's Closing Price: $29.70 Daily Weekly Monthly 20 Day Moving Average: 292,935 shares Shares Outstanding: 471.11 (millions) Market Capitalization: $13,992.13 (millions) Beta: 0.74 52 Week High: $29.87 52 Week Low: $18.19 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 12.80% 9.84% 12 Week 22.68% 17.59% Year To Date 57.48% 37.65%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL BANDERA 140 20TH FLOOR - SANTIAGO CHILE,F3 00000 CHL ph: 011-56-2320-2000 fax: - irelations@santander.cl https://banco.santander.cl

• General Corporate Information    Officers Roman Blanco - Chief Executive Officer Patricia Perez - Chief Financial Officer Jonathan Covarrubias - Chief Accounting Officer Eduardo Herrera - Director Claudia Heimpell - Director Peer Information Banco Santander Chile (BKAU) Banco Santander Chile (BKEAY) Banco Santander Chile (BKNIY) Banco Santander Chile (BKJAY) Banco Santander Chile (ABNYY) Banco Santander Chile (BNSTY) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-FOREIGN Sector: Finance CUSIP: 05965X109 SIC: 6029 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/30/26 Share - Related Items Shares Outstanding: 471.11 Most Recent Split Date: 10.00 (2.60:1) Beta: 0.74 Market Capitalization: $13,992.13 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 3.34% Current Fiscal Quarter EPS Consensus Estimate: $0.58 Indicated Annual Dividend: $0.99 Current Fiscal Year EPS Consensus Estimate: $2.37 Payout Ratio: 0.43 Number of Estimates in the Fiscal Year Consensus: 3.00 Change In Payout Ratio: -0.03 Estmated Long-Term EPS Growth Rate: 16.86% Last Dividend Paid: NA - $0.00 Next EPS Report Date: 01/30/26

• Fundamental Ratios P/E Current FY Estimate: 12.51 Trailing 12 Months: 12.80 PEG Ratio: 0.74 Price Ratios Price/Book: 2.97 Price/Cash Flow: 13.46 Price / Sales: 3.09 EPS Growth vs. Year Ago Period: -13.79% vs. Previous Quarter: -16.67% Sales Growth vs. Year Ago Period: -7.41% vs. Previous Quarter: -2.79% ROE 09/30/25 - 22.18 06/30/25 - 22.17 03/31/25 - 21.48 ROA 09/30/25 - 1.58 06/30/25 - 1.56 03/31/25 - 1.47 Current Ratio 09/30/25 - 1.87 06/30/25 - 1.77 03/31/25 - 1.76 Quick Ratio 09/30/25 - - 06/30/25 - 1.77 03/31/25 - 1.76 Operating Margin 09/30/25 - 24.74 06/30/25 - 24.32 03/31/25 - 23.00 Net Margin 09/30/25 - 24.74 06/30/25 - 24.32 03/31/25 - 23.00 Pre-Tax Margin 09/30/25 - 30.18 06/30/25 - 30.31 03/31/25 - 29.03 Book Value 09/30/25 - 9.99 06/30/25 - 10.80 03/31/25 - 9.57 Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - 2.51 06/30/25 - 2.58 03/31/25 - 2.61 Debt-to-Capital 09/30/25 - 71.52 06/30/25 - 72.05 03/31/25 - 72.33

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