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Zacks Company Profile for Citizens Financial Corp. (CFIN : OTC)

• Company Description    CITIZENS FIN KY is a holding company which is engaged in the business of life insurance, annuities, and accident and health insurance through Citizens Security and United Liberty Life Insurance Company. Through their Insurance Subsidiaries, they operate in five segments: 1) home service life insurance, 2) broker-sold life insurance and annuities, 3) preneed life insurance, 4) dental insurance, and 5)other health and accident insurance. Number of Employees:

• Price / Volume Information    Yesterday's Closing Price: $7,600.00 Daily Weekly Monthly 20 Day Moving Average: 0 shares Shares Outstanding: (millions) Market Capitalization: $ (millions) Beta: 0.08 52 Week High: $ 52 Week Low: $ Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 0.00% -1.81% 12 Week 0.00% -9.21% Year To Date % %

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 12910 SHELBYVILLE ROAD - LOUISVILLE,KY 40243 USA ph: 502-244-2420 fax: 502-254-4059 None http://www.citizensfinancialcorp.com

• General Corporate Information    Officers Darrell R. Wells - President and Director Len E. Schweitzer - C.F.O. and Vice President John H. Harralson, Jr. - Director George A. Turk - Director Thomas G. Ward - Director Peer Information - (-) - (-) - (-) - (-) - (-) - (-) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: INS-MULTI LINE Sector: Finance CUSIP: 174613208 SIC: 6321 Fiscal Year Fiscal Year End: December Last Reported Quarter: - Next Expected EPS Date: - Share - Related Items Shares Outstanding: Most Recent Split Date: 11.00 (0.00:1) Beta: 0.08 Market Capitalization: $ (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: -

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: - Price/Cash Flow: - Price / Sales: - EPS Growth vs. Year Ago Period: -% vs. Previous Quarter: -% Sales Growth vs. Year Ago Period: -% vs. Previous Quarter: -% ROE 06/30/25 - - 03/31/25 - - 12/31/24 - - ROA 06/30/25 - - 03/31/25 - - 12/31/24 - - Current Ratio 06/30/25 - - 03/31/25 - - 12/31/24 - - Quick Ratio 06/30/25 - - 03/31/25 - - 12/31/24 - - Operating Margin 06/30/25 - - 03/31/25 - - 12/31/24 - - Net Margin 06/30/25 - - 03/31/25 - - 12/31/24 - - Pre-Tax Margin 06/30/25 - - 03/31/25 - - 12/31/24 - - Book Value 06/30/25 - - 03/31/25 - - 12/31/24 - - Inventory Turnover 06/30/25 - - 03/31/25 - - 12/31/24 - - Debt-to-Equity 06/30/25 - - 03/31/25 - - 12/31/24 - - Debt-to-Capital 06/30/25 - - 03/31/25 - - 12/31/24 - -

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