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Zacks Company Profile for Expensify, Inc. (EXFY : NSDQ)

• Company Description    Expensify Inc. is a payments superapp which helps individuals and businesses around the world simplify the way they manage money. The company's free features include corporate cards, expense tracking, next-day reimbursement, invoicing, bill pay and travel booking in one app. Expensify Inc. is based in PORTLAND, Ore. Number of Employees: 115

• Price / Volume Information    Yesterday's Closing Price: $1.37 Daily Weekly Monthly 20 Day Moving Average: 418,387 shares Shares Outstanding: 80.55 (millions) Market Capitalization: $110.35 (millions) Beta: 1.70 52 Week High: $4.13 52 Week Low: $1.47 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -16.46% -18.65% 12 Week -23.89% -27.05% Year To Date -59.10% -64.25%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 401 SW 5th Ave - Portland,OR 97204 USA ph: 971-365-3939 fax: - investors@expensify.com http://www.expensify.com

• General Corporate Information    Officers David Barrett - Chief Executive Officer Ryan Schaffer - Chief Financial Officer Anuradha Muralidharan - Director Daniel Vidal - Director Jason Mills - Director Peer Information Expensify, Inc. (FI) Expensify, Inc. (USIO) Expensify, Inc. (PAR) Expensify, Inc. (RBA) Expensify, Inc. (OPAY) Expensify, Inc. (TSS.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: Financial Transaction Services Sector: Business Services CUSIP: 30219Q106 SIC: 7372 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 02/26/26 Share - Related Items Shares Outstanding: 80.55 Most Recent Split Date: (:1) Beta: 1.70 Market Capitalization: $110.35 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 02/26/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: - PEG Ratio: - Price Ratios Price/Book: 0.81 Price/Cash Flow: - Price / Sales: 0.77 EPS Growth vs. Year Ago Period: -50.00% vs. Previous Quarter: 70.00% Sales Growth vs. Year Ago Period: -0.97% vs. Previous Quarter: -1.95% ROE 09/30/25 - -11.75 06/30/25 - -12.02 03/31/25 - -7.60 ROA 09/30/25 - -8.46 06/30/25 - -8.52 03/31/25 - -5.16 Current Ratio 09/30/25 - 3.44 06/30/25 - 3.14 03/31/25 - 3.25 Quick Ratio 09/30/25 - 3.44 06/30/25 - 3.14 03/31/25 - 3.25 Operating Margin 09/30/25 - -10.83 06/30/25 - -10.72 03/31/25 - -6.66 Net Margin 09/30/25 - -10.83 06/30/25 - -10.72 03/31/25 - -6.66 Pre-Tax Margin 09/30/25 - -8.93 06/30/25 - -7.08 03/31/25 - -0.57 Book Value 09/30/25 - 1.68 06/30/25 - 1.64 03/31/25 - 1.68 Inventory Turnover 09/30/25 - - 06/30/25 - - 03/31/25 - - Debt-to-Equity 09/30/25 - 0.00 06/30/25 - 0.00 03/31/25 - 0.00 Debt-to-Capital 09/30/25 - 0.00 06/30/25 - 0.00 03/31/25 - 0.00

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