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Zacks Company Profile for 1st Colonial Bancorp Inc. (FCOB : OTC)

• Company Description    1ST COLONIAL BANCORP, INC. is the holding company of 1st Colonial National Bank. 1st Colonial National Bank, is one of the fastest growing banks in the southern New Jersey marketplace. The South Jersey market is a part of the Philadelphia Metropolitan Statistical Area. 1st Colonial National Bank is a national bank chartered under the National Bank Act. 1st Colonial National Bank has had consistent growth and excellent financial performance. The bank's main office is located in Collingswood, New Jersey. The Bank offers a wide range of consumer and business banking products and services to customers within southern New Jersey. On the consumer banking side, the bank offers, among other things, free personal checking, free telephone banking and free VISA CheckCard. For business customers, the bank combines a traditional range of deposit and loan products with an unusually high level of personal service. Number of Employees:

• Price / Volume Information    Yesterday's Closing Price: $18.93 Daily Weekly Monthly 20 Day Moving Average: 12,357 shares Shares Outstanding: 4.81 (millions) Market Capitalization: $91.03 (millions) Beta: 0.11 52 Week High: $19.00 52 Week Low: $12.75 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 4.82% 2.07% 12 Week 12.48% 7.81% Year To Date 27.05% 11.05%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 1000 ATRIUM WAY SUITE 200 - MOUNT LAUREL,NJ - USA ph: 856-858-1100 fax: 856-858-9255 None http://www.1stcolonial.com

• General Corporate Information    Officers Robert B. White - President and Chief Executive Officer Linda M. Rohrer, - Chairman Mary Kay Shea - Executive Vice President and Chief Financial Offic Thomas R. Brugger - Director Curt Byerley - Director Peer Information 1st Colonial Bancorp Inc. (CNBKA) 1st Colonial Bancorp Inc. (CNBI2) 1st Colonial Bancorp Inc. (CNOB) 1st Colonial Bancorp Inc. (FBNK.) 1st Colonial Bancorp Inc. (FMBN) 1st Colonial Bancorp Inc. (TBNK) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-NORTHEAST Sector: Finance CUSIP: 319716106 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/20/26 Share - Related Items Shares Outstanding: 4.81 Most Recent Split Date: 3.00 (1.05:1) Beta: 0.11 Market Capitalization: $91.03 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $ Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $ Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 01/20/26

• Fundamental Ratios P/E Current FY Estimate: - Trailing 12 Months: 10.94 PEG Ratio: - Price Ratios Price/Book: 1.10 Price/Cash Flow: 11.70 Price / Sales: 1.88 EPS Growth vs. Year Ago Period: 2.70% vs. Previous Quarter: -17.39% Sales Growth vs. Year Ago Period: 4.68% vs. Previous Quarter: -3.30% ROE 09/30/25 - 10.58 06/30/25 - 10.67 03/31/25 - 10.65 ROA 09/30/25 - 0.98 06/30/25 - 0.99 03/31/25 - 0.98 Current Ratio 09/30/25 - - 06/30/25 - 0.92 03/31/25 - 0.86 Quick Ratio 09/30/25 - - 06/30/25 - 0.90 03/31/25 - 0.86 Operating Margin 09/30/25 - 17.49 06/30/25 - 17.58 03/31/25 - 17.46 Net Margin 09/30/25 - 15.95 06/30/25 - 17.58 03/31/25 - 17.46 Pre-Tax Margin 09/30/25 - - 06/30/25 - 21.72 03/31/25 - 21.87 Book Value 09/30/25 - - 06/30/25 - 17.22 03/31/25 - 16.70 Inventory Turnover 09/30/25 - - 06/30/25 - 1.87 03/31/25 - 1.81 Debt-to-Equity 09/30/25 - - 06/30/25 - 0.42 03/31/25 - 0.00 Debt-to-Capital 09/30/25 - - 06/30/25 - 29.77 03/31/25 - 0.00

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