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Zacks Company Profile for Flushing Financial Corporation (FFIC : NSDQ)

• Company Description    FLUSHING FINANCIAL CORP. is a unitary savings and loan holding company, which, under existing laws, is generally not restricted as to types of business activities in which it may engage, provided that the subsidiary, continues to be a qualified thrift lender. Under the regulations of the Office of Thrift Supervision, the subsidiary is a qualified thrift lender if its ratio of qualified thrift investments to portfolio assets is 65% or more, on a monthly average basis in nine of every 12 months. Number of Employees: 588

• Price / Volume Information    Yesterday's Closing Price: $15.26 Daily Weekly Monthly 20 Day Moving Average: 294,929 shares Shares Outstanding: 33.78 (millions) Market Capitalization: $515.46 (millions) Beta: 0.87 52 Week High: $18.59 52 Week Low: $10.65 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week 13.80% 10.81% 12 Week 20.54% 15.54% Year To Date 6.86% -6.59%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 220 RXR Plaza - Uniondale,NY 11556 USA ph: 718-961-5400 fax: 718-961-7646 ir@flushingbank.com http://www.flushingbank.com

• General Corporate Information    Officers John R. Buran - President and Chief Executive Officer Alfred A. DelliBovi - Chairman Susan K. Cullen - Treasurer James D. Bennett - Director Steven J. D Iorio - Director Peer Information Flushing Financial Corporation (ABBK) Flushing Financial Corporation (ABCWQ) Flushing Financial Corporation (BDJI) Flushing Financial Corporation (COOPQ) Flushing Financial Corporation (CITZ) Flushing Financial Corporation (BKC.) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: FIN-SVGS & LOAN Sector: Finance CUSIP: 343873105 SIC: 6022 Fiscal Year Fiscal Year End: December Last Reported Quarter: 09/01/25 Next Expected EPS Date: 01/27/26 Share - Related Items Shares Outstanding: 33.78 Most Recent Split Date: 12.00 (1.50:1) Beta: 0.87 Market Capitalization: $515.46 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 5.77% Current Fiscal Quarter EPS Consensus Estimate: $0.34 Indicated Annual Dividend: $0.88 Current Fiscal Year EPS Consensus Estimate: $1.24 Payout Ratio: 0.85 Number of Estimates in the Fiscal Year Consensus: 2.00 Change In Payout Ratio: 0.20 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 09/05/2025 - $0.22 Next EPS Report Date: 01/27/26

• Fundamental Ratios P/E Current FY Estimate: 12.31 Trailing 12 Months: 14.67 PEG Ratio: - Price Ratios Price/Book: 0.72 Price/Cash Flow: 16.39 Price / Sales: 1.04 EPS Growth vs. Year Ago Period: 34.62% vs. Previous Quarter: 9.38% Sales Growth vs. Year Ago Period: -5.94% vs. Previous Quarter: -5.06% ROE 09/30/25 - 4.98 06/30/25 - 4.45 03/31/25 - 3.67 ROA 09/30/25 - 0.40 06/30/25 - 0.35 03/31/25 - 0.28 Current Ratio 09/30/25 - 0.92 06/30/25 - 0.94 03/31/25 - 0.92 Quick Ratio 09/30/25 - 0.92 06/30/25 - 0.94 03/31/25 - 0.91 Operating Margin 09/30/25 - 7.13 06/30/25 - 6.18 03/31/25 - 5.13 Net Margin 09/30/25 - -6.93 06/30/25 - -7.13 03/31/25 - -9.07 Pre-Tax Margin 09/30/25 - -9.10 06/30/25 - -9.40 03/31/25 - -11.98 Book Value 09/30/25 - 21.06 06/30/25 - 20.91 03/31/25 - 20.81 Inventory Turnover 09/30/25 - 9.35 06/30/25 - 9.71 03/31/25 - 9.78 Debt-to-Equity 09/30/25 - 0.69 06/30/25 - 0.85 03/31/25 - 0.60 Debt-to-Capital 09/30/25 - 40.91 06/30/25 - 45.94 03/31/25 - 37.49

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