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Zacks Company Profile for First United Corporation (FUNC : NSDQ)

• Company Description    First United Corporation is a one-bank holding company with two non-bank subsidiaries. Number of Employees: 343

• Price / Volume Information    Yesterday's Closing Price: $44.40 Daily Weekly Monthly 20 Day Moving Average: 16,244 shares Shares Outstanding: 6.45 (millions) Market Capitalization: $286.55 (millions) Beta: 0.51 52 Week High: $46.30 52 Week Low: $33.54 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -3.85% -1.23% 12 Week 4.27% 3.02% Year To Date 18.59% 6.93%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 19 S SECOND ST - OAKLAND,MD 21550 USA ph: 800-470-4356 fax: 301-334-5784 investorrelations@mybank.com http://www.mybank.com

• General Corporate Information    Officers Jason B. Rush - President; Chief Executive Officer Carissa L. Rodeheaver - Chairman Tonya K. Sturm - Senior Vice President and Chief Financial Officer Beth E. Moran - Director Patricia A. Milon - Director Peer Information First United Corporation (CNBKA) First United Corporation (CNBI2) First United Corporation (CNOB) First United Corporation (FBNK.) First United Corporation (FMBN) First United Corporation (TBNK) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-NORTHEAST Sector: Finance CUSIP: 33741H107 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/26 Next Expected EPS Date: 10/19/26 Share - Related Items Shares Outstanding: 6.45 Most Recent Split Date: 3.00 (1.05:1) Beta: 0.51 Market Capitalization: $286.55 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.34% Current Fiscal Quarter EPS Consensus Estimate: $1.16 Indicated Annual Dividend: $1.04 Current Fiscal Year EPS Consensus Estimate: $4.50 Payout Ratio: 0.24 Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: 0.01 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 07/20/2026 - $0.26 Next EPS Report Date: 10/19/26

• Fundamental Ratios P/E Current FY Estimate: 9.87 Trailing 12 Months: 10.28 PEG Ratio: - Price Ratios Price/Book: 1.35 Price/Cash Flow: 10.31 Price / Sales: 2.29 EPS Growth vs. Year Ago Period: 22.83% vs. Previous Quarter: 10.78% Sales Growth vs. Year Ago Period: 5.11% vs. Previous Quarter: 1.84% ROE 06/30/26 - 13.69 03/31/26 - 13.39 12/31/25 - 13.33 ROA 06/30/26 - 1.36 03/31/26 - 1.31 12/31/25 - 1.28 Current Ratio 06/30/26 - 0.91 03/31/26 - 0.91 12/31/25 - 0.94 Quick Ratio 06/30/26 - 0.91 03/31/26 - 0.91 12/31/25 - 0.94 Operating Margin 06/30/26 - 22.46 03/31/26 - 21.66 12/31/25 - 21.35 Net Margin 06/30/26 - 20.05 03/31/26 - 20.55 12/31/25 - 20.19 Pre-Tax Margin 06/30/26 - 26.50 03/31/26 - 27.28 12/31/25 - 26.80 Book Value 06/30/26 - 32.94 03/31/26 - 31.57 12/31/25 - 31.34 Inventory Turnover 06/30/26 - 98.72 03/31/26 - 89.12 12/31/25 - 100.00 Debt-to-Equity 06/30/26 - 0.15 03/31/26 - 0.15 12/31/25 - 0.47 Debt-to-Capital 06/30/26 - 12.71 03/31/26 - 13.10 12/31/25 - 32.02

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