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Zacks Company Profile for First United Corporation (FUNC : NSDQ)

• Company Description    First United Corporation is a one-bank holding company with two non-bank subsidiaries. Number of Employees: 343

• Price / Volume Information    Yesterday's Closing Price: $37.15 Daily Weekly Monthly 20 Day Moving Average: 12,302 shares Shares Outstanding: 6.45 (millions) Market Capitalization: $239.49 (millions) Beta: 0.52 52 Week High: $41.95 52 Week Low: $28.00 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -2.13% -6.91% 12 Week 3.28% -4.52% Year To Date -0.77% -7.79%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 19 S SECOND ST - OAKLAND,MD 21550 USA ph: 800-470-4356 fax: 301-334-5784 investorrelations@mybank.com http://www.mybank.com

• General Corporate Information    Officers Jason B. Rush - President; Chief Executive Officer Carissa L. Rodeheaver - Chairman Tonya K. Sturm - Senior Vice President and Chief Financial Officer Beth E. Moran - Director Patricia A. Milon - Director Peer Information First United Corporation (CNBKA) First United Corporation (CNBI2) First United Corporation (CNOB) First United Corporation (FBNK.) First United Corporation (FMBN) First United Corporation (TBNK) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-NORTHEAST Sector: Finance CUSIP: 33741H107 SIC: 6021 Fiscal Year Fiscal Year End: December Last Reported Quarter: 03/01/26 Next Expected EPS Date: 07/20/26 Share - Related Items Shares Outstanding: 6.45 Most Recent Split Date: 3.00 (1.05:1) Beta: 0.52 Market Capitalization: $239.49 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 2.80% Current Fiscal Quarter EPS Consensus Estimate: $1.05 Indicated Annual Dividend: $1.04 Current Fiscal Year EPS Consensus Estimate: $4.40 Payout Ratio: 0.25 Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: 0.03 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: 04/17/2026 - $0.26 Next EPS Report Date: 07/20/26

• Fundamental Ratios P/E Current FY Estimate: 8.44 Trailing 12 Months: 9.04 PEG Ratio: - Price Ratios Price/Book: 1.17 Price/Cash Flow: 8.63 Price / Sales: 1.94 EPS Growth vs. Year Ago Period: 14.61% vs. Previous Quarter: -7.27% Sales Growth vs. Year Ago Period: 7.04% vs. Previous Quarter: -1.79% ROE 03/31/26 - 13.39 12/31/25 - 13.33 09/30/25 - 13.24 ROA 03/31/26 - 1.31 12/31/25 - 1.28 09/30/25 - 1.25 Current Ratio 03/31/26 - 0.91 12/31/25 - 0.94 09/30/25 - 0.93 Quick Ratio 03/31/26 - 0.91 12/31/25 - 0.94 09/30/25 - 0.93 Operating Margin 03/31/26 - 21.66 12/31/25 - 21.35 09/30/25 - 21.02 Net Margin 03/31/26 - 20.55 12/31/25 - 20.19 09/30/25 - 21.02 Pre-Tax Margin 03/31/26 - 27.28 12/31/25 - 26.80 09/30/25 - 27.87 Book Value 03/31/26 - 31.84 12/31/25 - 31.34 09/30/25 - 30.66 Inventory Turnover 03/31/26 - 89.12 12/31/25 - 100.00 09/30/25 - 60.92 Debt-to-Equity 03/31/26 - 0.15 12/31/25 - 0.47 09/30/25 - 0.48 Debt-to-Capital 03/31/26 - 13.10 12/31/25 - 32.02 09/30/25 - 32.51

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