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Zacks Company Profile for Happen Inc. (HAPN : NSDQ)

• Company Description    Happen Inc. is a digital bank company. Happen Inc., formerly known as LendingClub Corporation, is based in SAN FRANCISCO. Number of Employees: 1,075

• Price / Volume Information    Yesterday's Closing Price: $16.70 Daily Weekly Monthly 20 Day Moving Average: 958,379 shares Shares Outstanding: 115.41 (millions) Market Capitalization: $1,927.31 (millions) Beta: 1.86 52 Week High: $21.67 52 Week Low: $13.05 Short Interest Ratio:   % Price Change % Price Change Relative to S&P 500 4 Week -15.01% -12.69% 12 Week -13.07% -14.11% Year To Date -11.83% -20.49%

• Address & Contact Information Street Address Phone / Fax Email Address Web URL 88 KEARNY STREET SUITE 600 - SAN FRANCISCO,CA 94108 USA ph: 415-930-7440 fax: - ir@happen.com http://www.happen.com

• General Corporate Information    Officers Scott Sanborn - Chief Executive Officer and Director Andrew LaBenne - Chief Financial Officer Fergal Stack - Principal Accounting Officer Faiz Ahmad - Director Stephen Cutler - Director Peer Information Happen Inc. (FBA) Happen Inc. (FVNB) Happen Inc. (FSNMQ) Happen Inc. (SRYPQ) Happen Inc. (BOKF) Happen Inc. (FHN) Industry / Sector / Ticker Info Analyst Coverage: No Industry Group: BANKS-SOUTHWEST Sector: Finance CUSIP: 52603A208 SIC: 6141 Fiscal Year Fiscal Year End: December Last Reported Quarter: 06/01/26 Next Expected EPS Date: 10/28/26 Share - Related Items Shares Outstanding: 115.41 Most Recent Split Date: 7.00 (0.20:1) Beta: 1.86 Market Capitalization: $1,927.31 (millions)

• EPS Information     • Dividend Information Analyst Coverage: No Dividend Yield: 0.00% Current Fiscal Quarter EPS Consensus Estimate: $0.46 Indicated Annual Dividend: $0.00 Current Fiscal Year EPS Consensus Estimate: $1.87 Payout Ratio: 0.00 Number of Estimates in the Fiscal Year Consensus: 1.00 Change In Payout Ratio: 0.00 Estmated Long-Term EPS Growth Rate: % Last Dividend Paid: NA - $0.00 Next EPS Report Date: 10/28/26

• Fundamental Ratios P/E Current FY Estimate: 8.93 Trailing 12 Months: 10.06 PEG Ratio: - Price Ratios Price/Book: 1.23 Price/Cash Flow: 9.69 Price / Sales: 1.84 EPS Growth vs. Year Ago Period: 51.52% vs. Previous Quarter: 13.64% Sales Growth vs. Year Ago Period: 5.80% vs. Previous Quarter: 4.20% ROE 06/30/26 - 12.92 03/31/26 - 11.92 12/31/25 - 9.47 ROA 06/30/26 - 1.66 03/31/26 - 1.55 12/31/25 - 1.24 Current Ratio 06/30/26 - 0.72 03/31/26 - 0.72 12/31/25 - 0.73 Quick Ratio 06/30/26 - 0.56 03/31/26 - 0.54 12/31/25 - 0.55 Operating Margin 06/30/26 - 18.67 03/31/26 - 16.99 12/31/25 - 13.58 Net Margin 06/30/26 - 18.67 03/31/26 - 16.99 12/31/25 - 13.58 Pre-Tax Margin 06/30/26 - 23.88 03/31/26 - 22.12 12/31/25 - 13.26 Book Value 06/30/26 - 13.58 03/31/26 - 13.21 12/31/25 - 13.03 Inventory Turnover 06/30/26 - 0.21 03/31/26 - 0.23 12/31/25 - 0.29 Debt-to-Equity 06/30/26 - 0.00 03/31/26 - 0.00 12/31/25 - 0.00 Debt-to-Capital 06/30/26 - 0.00 03/31/26 - 0.00 12/31/25 - 0.00

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